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port specific prices. Historically. Henry said, he is asked by lenders to provide three comparables. Recently, he has been asked for four, five or even six comps.
Additionally, because Fauquier County has been declared a “declining market'’ by Fannie Mae, lenders are requiring that two of the comps have been sold within 90 days of the appraisal. With so few sales, Henry said that providing that information is challenging.
“It’s not unusual that at least one of the properties [used as a comparable], and sometimes two, are bankowned properties,” Henry said.
E-mail the reporter: lruby@timespapers.com.
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