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Christmas is the perfect time to give gifts and sentiments. And since the most important expressions of appreciation come from the heart, our message of thank? and goodwill goes out to everyone in the community. Because we think you're all fine neighbors. But even closer to our heart are the people we serve everyday at Farmers and Merchants. So along with goodwill, our Christmas Club members receive 5% interest on their savings. Stop in soon and join the Farmers and Merchants Christmas Club. We’ll give you our goodwill. And something more to celebrate nextChnstmas with. ■ ^^^Farmers and Merchants National Bank IN APPLE COUNTRY, WE’RE THE BIG APPLE IN BANKING.
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