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In deciding wnetner ne wants to apply for benefits before he becomes 65, a man should weigh several factors; for example, his health, family situation, and probable earning power in the immediate future.
As a result of another change in the law during 1961, less work is required to qualify for social security benefits. This means that those people who could not qualify before 1961, due to lack of sufficient work under social security, may now be eligible. A typical case was recently discovered by the Alexandria social security office. Mrs. Smith, as we shall call her, had been a widow since 1956. Her husband had never worked in employment covered by social security, so there wre no social security survivors benefits payable to her. Mrs. Smith worked in 1957 and 1958 as a domestic employee. When she reached 62 in 1959, sihe went to the social security district office to apply for old-age benefits on her own account. Whan the social security district office received a record of her earnings as a domestic employee, it was found that she had just 8 quarters of coverage(!for the years 1957 and 1958, the only years she worked under social se
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