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Dated October 15,1971
Due October 15,1978
The F&M National Corporation, a Virginia corporation, will offer to bona fide residents of the Commonwealth of Virginia subordinated debentures in multiples of $500.00, payable on October 15th, 1978, together with interest at the rate of 6Vz per cent per annum from the ddte of the authentication by the Trustee, payable quarter annually on January 15th, April 15th, July 15th and October 15th in each year, provided that no interest shall be paid prior to January 15th, 1972. The debenture^ may be redeemed at the option of the corporation as a whole or from time to time in part, on any date after December 31st, 1972 and prior to maturity at 100 per cent of the principal amount. Upon request a cbpy of the Prospectus describing these securities and the business of the corporation may be obtained from the licensed agents authorized to sell the securities. The securities are offered only by means of the Prospectus.
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