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Helping To Protect Your Assets in Turbulent Times

O'Roark Asset Management

98 Alexandria Pike, #52, Warrenton • 540-347-5859 www.smart-money.net • 24/7 Info Line: 888-766-1775

You receive a 10% Premium Bonus - With a Freedomxtra Fixed Annuity, a premium bonus of 10% will be credited to all premiums received in the first and second contract years For example, if you have $100,000 initial premium, your Day 1 Accumulated value would be $110,000 You Decide How Much To Save • $5,000 $1,000,000 Your Taxes Are Deferred ■ under current tax law, interest in a Freedomxtra Fixed Annuity grows on a tax-deferred basis This means that interest credited to the annuity is not taxed until it is withdrawn Tax-deferred interest accumulation offers no additional value- if the annuity is used to fund an IRA You Have a Minimum interest Rate Guarantee

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