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pays a household worker $50 or more in cash wages in any 3month quarter-January - March, April - June, July - September, or October - December.
“A homemakdr must send quarterly reports of such wages, along with the social security contribution, to the Internal Revenue Service,” she said.
The employer contribution is 5.2 percent of the wages paid the household worker. Hie employee pays a matching contribution of . 5.2 percent, Mrs. Crumpton added. “However, many household employers pay the full 10.4 percent contribution themselves,” she said. By sending in the social security contributions each quarter, the homemaker-employer is “insuring the household worker and her family that they have the protection provided by the social security program,” Mrs. Crumpton said. “Social security today means more than monthly checks and Medicare benefits after the household worker retires. Social security also provides monthly cash benefits for the family in case the worker becomes disabled or dies.” Nine out of every 10 household workers are women, the district manager said. “If a household worker suffers a long disabling illness, social security benefits might be her family’s only income until she is able to return to work,” she said. “Even if that isn’t the case, her children may be entitled to monthly checks.”
“Any employer who wants more information about making social security contributions for a household worker can ask for a copy of the leaflet “Social Security and Your Household Employee” at any social security office,” said Mrs. Crumpton.
Hie local office at 20 S. Cameron St., Winchester will answer any questions regarding household I employment. Their telephone number is 667-1511.
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