Block · one region of the page, as the scanner read it. It may hold a whole story, part of one, several, or an advertisement; stitching blocks into articles is the next step. Text is supplied OCR.
Page 6 · column 3 of 9 · from the scan, no model involved
By Harriet Goode
Save Sewing Time. . . If ever there was an example of haste making waste, it's in the cutting of a garment. Unless a seamstress takes time to cut accurately, she'll have trouble later in the sewing..and spend a lot more time adjusting for the careless cutting job. As clothing specialists in the U, S. Department of Agricul ture point out in their bulletin on "Simplified Clothing Construction," HG-59, it’s much easier to sew along a smooth seam edge than a ragged, uneven one. Also be sure the pattern is laid precisely on the straight of the fabric. Otherwise, the garment will pull out of shape —often during the sewing process.
For the woman who likes to cut several garments at once from the same pattern, laying out the pattern and cutting are the most important steps. The layers of fabric must be laid perfectly straight and smooth. (It's a good idea to pin the edges together to keep the materials from slipping.) And the seamstress must be sure she has all the necessary pieces. With so many single and double layers of fabric, it’s easy to forget a second sleeve or collar facing. Extra time will be needed for sections that must be laid on a lengthwise fold of material and for accurately marking the pattern perforations. Buying on Credit. . . Buying furniture on credit? Have you stopped to think how much you’re going to pay for the privilege of using that furniture before you actually own it? Family economists in the U. S. Department of Agriculture say that most people have only a vague notion about the cost of installment credit. They do not realize that interest may be computed in several ways .. with considerable difference in the overall costs to the borrower. Three methods are in general use. They are the add-on, the discount rate, and Interest on the unpaid balance. Now, say you need $360 for that furniture you are planning to buy. Let's see what it would cost you under each of the three methods if the Interest rate is 9% and you pay off the loan in 24 monthly installments.
With the add-on method, you would pay 2 years' Interest on $360 even though the amount you owe would become smaller with each payment. In all, you would pay $424.80 and your monthly payments would be $17.70. You pay $64.80 in interest. If you get a discounted loan, you will need to borrow $439.02 to get $360 cash, because all the Interest on the loan hs subst rated before any money is turned over to you. Monthly payments would run $18.29. You pay $79.02 more for your furniture. Now consider a loan on which the interest is three-fourths of 1 percent a month on the outstanding balance. This is 9 percent a year. Your total payments would add up to$393.7& Your monthly payments would
82.8%