Block · one region of the page, as the scanner read it. It may hold a whole story, part of one, several, or an advertisement; stitching blocks into articles is the next step. Text is supplied OCR.
Page 3 · column 7 of 9 · from the scan, no model involved
roints paid during the closing on an FHA or VA loan is the charge by lending institutions for making a loan at an interest rate below the going rate for other loans. Since the FHA or VA loan bears an interest rate below that charged for conventional loans - and because the borrower need not make a substantial down payment - the lender charges the seller an amount that would make the loan more competitive.
A point is figured at one percent of the loan amount. The number of points charged depend on the difference between the
I government-insured loan rate and the prevailing market rate.
94.4%