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protection cannot be obtained until the next general enrollment period, which will be the last three months of odd-numbered years. Premiums for these delayed enrollments will be higher, and coverage is not effective until July 1 of the following year.' Even though the applicant is still working, a claim for hospital and medical insurance can be approved whether or not any retirement benefits can be paid. Moreover, with the increase in jallowable earnings, many '< applicants will receive some cash benefits, as soon as a claim is filed. Information and help in preparing the necessary application forms may be had from the social security office at 20 S. Cameron St. Office hours are 8:45 a.m. to 5j00 p.m. Monday through Friday and 8:15 to 12:15 on Saturdays.
Beneficiary Designation
For Veterans Insurance
A serious problem facing veterans with GI insurance is keeping their beneficiary listing up to date. In many cases, any similarity between the person or persons the veteran wants to get his insurance benefits and those who actually get it is strictly coincidental. The VA is compelled by law, to pay only the beneficiary of record when it settles a life insurance claim. Most major conflicts arise when a veteran, who had originally designated a parent as a beneficiary, mar rles and then forgets to name his wife, or later, his children as beneficiaries. Any veteran who has married or remarried since last
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