Block · one region of the page, as the scanner read it. It may hold a whole story, part of one, several, or an advertisement; stitching blocks into articles is the next step. Text is supplied OCR.
Page 7 · column 6 of 9 · from the scan, no model involved
solidate your bills and pay them off with a loan, is a most attractive one and appears to promise relief from bill collectors and dunning letters--keep in mind that this procedure only adds totheexpens§ of clearing up bills. To be sure, buying something you need now and paying for it "on time" is a normal, and often good, business practicebut when you do this, you need to provide—in your budget—for the monthly payment.
So in summary, if you want seriously to prepare and stick to a financial budget: 1) Be sure the sum of the budgeted amounts does not exceed your income, after taxes. 2) Be sure to include all items on which you have or think you might spend money—including "time" payments. 3) Be realistic--very realistic--err on estimating your expenditures on the high rather than the low side. It is difficult to do those three things. It means that if, after putting down all the things for which you have or know you must spent money— and estimating how much you ought to spend on each item - that you will have to cut down on some items and completely eliminate others to bring the budgeted items in line with your income--(I know that you will say that you can’t possibly—so do many others!) Yes, very hard to do indeed. But there it is—these are the
91.4%