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Despite tiie continuing rise in the cost of living and taxes, the average family can give itself a ten per cent raise. “That is not as improbable as it sounds,” counselled Hilda Dailey, a Virginia Tech assistant professor of management, tiousing and family development in the College of Home Economics. “It is estimated that the average family dribbles away some ten per cent of its income in careless buying, excessive interest rates and waste of one kind or another. The families able to locate such leaks in their spending can consider the salvaged money as they would a salary increase,” she noted. Miss Dailey, an extension specialist in home management, suggested a program of improved money management could start with a review of the total present financial situation. “Then make plans for future spending,” she said.
“Since most families cannot have or do all the things they would like, they will need to make choices and decide which are most important to them. It helps to put the facts on paper. It shows where to make changes to better budget the money for necessities and to make some wishes come true,” the extension specialist commented.
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