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Soc. Security Notes
People are sometimes puzzled about the social security lumpsum death benefit because it isn’t clear to them who gets it and why the amount can vary, according to Mrs. Hazel F. Crumpton, social security district manager in Winchester. “The death payment is usually made to the widow or widower of a deceased worker who was insured under social security,” she said. “But if there is no widow or widower who was living in the same household with the worker at the time of death, the payment may be made, under certain conditions, directly to the funeral home or to the person who paid the funeral expenses.”
“The amount of the social security death benefit is three times what the deceased worker would have received as a monthly retirement benefit at 65~with a maximum of $255,’’.Mrs. Crumpton said. “The amount can vary from $211.20 to $255. The average is about $242,” she said.
The death payment is paid only when a worker who was insured under social security dies. It isn’t payable if a dependent of an insured worker dies-unless the dependent himself had worked long enough under social security to be insured on his own record.
Mrs. Crumpton gave this example:
97.2%