Rappahannock News, January 27, 1999

274994 LIBRARY QF VIRGINIA SERIALS SECTION 800 E BROAD ST RICHMOND VA 23219A .'■» mm ■ 3 ?"• 'l v p**, sv;x : I 3 «r-".--Up i r fT". IT' Rappahannock County ’i Newspaper Since 1877 >* 122st Year ... No. 4 Phone (540)675-3338 WEDNESDAY, JANUARY 27, 1999 Times Community Newspapers 50 cents Personal Finance Need money? Who doesn’t? Find out how to hold on to what you’ve got and maybe even make a little extra. From taxes to tuition, it’s all here. See special section inside Organizational meeting slated An important organizational meeting for the 1999 Trash Free Rappahannock (TFR) clean up drive will be held in the Sperryville Rescue Squad Building (near Appetite Repair Shop) on Sunday, Jan. 31 from 2 to 4 p.m. Plans will be discussed for this year’s program, which is scheduled to run from March 1 to April 15, and will include a $1,000 first prize for the most bags collected! Volunteers are needed to help with this “everybody wins” community effort. Call Hunt Harris at 987-3366 for information. New doctor joins Medical Center Dr. John McCue, the new physician at the Rappahannock Medical Center, also works as an Emergency Room doctor at the Fauquier Hospital. See Page 3 Meeting cancelled Due to the lack of pending applications, the January board df zoning appeals meeting for Rappahannock County is canceled. Happenings in Rappahannock this week • Feb. 1, at 2 the Rappahannock Board of Supervisors meets at the courthouse. There will be no 7 p.m. meeting. • Feb. 5, at 8 p.m. Norman Getsinger talks at Rappahannock County Library about Taiwan. me neiii ii mini iiiiiiiiiii Rappahannock News P.O. Box 59 Washington, Va. 22747 (540) 675-3338 (540) 675-3088 (fax) Rappahannock News Staff Photo/Carl Ebom Daniel Settle, Number 45 goes up for two points during the Panther’s win (51-46) over the Manassas Park Cougars Friday night at Rappahannock. Massie won’t run in ‘99 BY MARY BETH MARTIN | - ^ Slflppahannock News Staff Writer U, Speaking with Mike Massie after his announcement that he would not run again for the job of supervisor was like going fishing. It was fun, but the fish weren’t biting much. Massie, 43, did not want to discuss a number of political topics, and was reserved about his personal life. Over the years, he has spent years working on the Board of Supervisors, the planning commission and numerous other agricultural and philanthropic boards. Massie is planning to retire from numerous other boards, as well. Sitting on a leather sofa in the study of the spacious home his grandfather built near Massie’s Comer— the home he grew up in — he talked about wanting to spend more time with his children and on his farm. Massie said he was giving early notice that he would not be in the running in November so people have time to consider the position. At no time did he plan to resign Mike Massie before the end of his term. “I believe Hampton District will pick a good choice. If someone does a good job, then there would be no need (for me) to become involved again,” he said. All five supervisor’s seats will be op for election in November. Anytime a board gets a new member, it enhances the board. I wouldn’t want to see five new members, but new members make for more lively debates, and people will think about their positions. Ron Frazier and Roger Welch have been tremendous assets,” he said. Massie is in his third term as Hampton District supervisor. He first ran in 1988, defeating Lee Bird in a close race. Since then, he has run unopposed. The supervisor’s job Massie said he spends between five and 40 hours a week at the job, and more at budget time in the spring. He added it is important for a candidate to view the job of supervisor as community service rather than a position of power. “Comq^Knity service is the bottom line. It is like working for fire and rescue or the library to make Rappahannock a better place. People serve in different ways,” he said. See MASSIE, Page 3 Wreck kills two drivers Flower car, sedan involved in fatal accident near Flint Hill By John Toler Rappahannock News Staff Writer The investigation continues into the cause of an automobile accident last week near Flint Hill that caused the deaths of two men and serious injuries to a third man. According to Trooper Gary Settle of the Virginia State Police, the accident occurred on Wednesday, Jan. 20, at about 3:35 p.m. on Rt. 522, near the intersection with Rt. 632 north of Flint Hill. James Robert Brady, 59, of Flint Hill, was southbound on Rt. 522 in a 1991 Ford Tempo, when he crossed the center line, colliding head-on with a 1987 Ford station wagon owned by Turner-Robertshaw Funeral Home of Front Royal. The station wagon was occupied by Alvin Petit, 65, of Linden, who was driving the car, and William Clay Denny, 69, of Front Royal, his passenger. Brady and Petit died as a result of their injuries; Denny was transported to Warren Memorial Hospital, where he remains in critical condition. According to a spokesman at the funeral home, both Petit and Denny were retired, and had worked for the funeral home part-time for several years. The vehicle Petit was driving was a flower car used by the funeral home, and the two employees had just started back to Front Royal, following a service held in Flint Hill. There were no witnesses to the actual collision, but a passing motorist arrived on the scene just before the wrecked vehicles came to rest. “The passenger who survived may be able to recall what happened, but he is seriously injured,” said Trooper Settle. Whether or not erratic driving or alcohol were contributing factors in the accident is still under investigation, according to Trooper Settle. Final results should be known in about two weeks. Services for Petit were conducted by Turner-Robertshaw Funeral Home on Sunday. Investigation into local burglaries continues The Rappahannock County Sheriff’s Office is investigating a burglary reported on Jan. 22 at a seasonal home on Sharp Rock Road (Rt. 707), near Slate Mills. According to Rappahannock County Sheriff Larry Sherertz, the owner of the property lives in North Carolina, and the break-in was discovered by her father-in-law. The investigation has revealed that the perpetrators gained access to the property by breaking the lock on a gate. Once at the house, entry was gained by breaking through a side window near the garage. A door between the garage and a stairway was also forced open. Reported missing from the house were a television, video cassette recorder, store and a telescope. Also taken were three firearms. ‘‘Burglaries at seasonal homes See SUSPECTS, Pag* 5 Local bear poachers State and federal law enforcement officers involved in last week’s raid on bear poachers in the region of the Shenandoah National Park are still collecting evidence and watching for more criminal activity to happen, according to Department of Game and Inland Fisheries spokesman Julie Dixon Smith. The operation, known officially as SOUP (Special Operation to Uncover Poaching), was conducted by about 110 state and federal officers assigned to the Virginia Department of Game and Inland Fisheries, the National Park Service, and the U. S. Fish and Wildlife Service. The raid, conducted Jan. 18, was aimed at persons involved in the poaching of bears and the illegal trade in bear parts. It resulted in about three dozen arrests, with defendants charged with over 150 violations of state wildlife regulations. Additional federal charges are “very likely,” according to Smith, and would probably be placed against those still under investigation — as well as new defendants — within the next two months. “The investigation is ongoing,” Smith continued. “There will more search warrants issued and charges placed. Last week’s activity was meant to further the investigation, and it has done that.”

More Sparrows at the feeder Most of the birds that visit feeders in winter are in the Finch family, Fringillidae. This, the largest family of birds, is also considered the most recently evolved and the most adaptable. Cardinals, Juncos, Goldfinches, House Finches and sparrows all belong to this family that also includes towhees, grosbeaks and buntings. A distinguishing characteristic of this family is the coneshaped beak, a sort of all-pur-, pose bill that enables the birds to capture and eat insects in summer when they are plentiful, and exist on berries, fruits and seeds in winter. Members of the family now visiting bird feeders have avoided the hazards of long-distance, nocturnal, over-water migration to the tropics. That is a simplification of the evolutionary success of this group of birds but it helps to explain the adaptability of members of this family that delight us during Virginia winters. The sparrows are confusing but they are well worth the time and effort it takes to straighten them out for identification. Bird watchers often refer to sparrows as "... those little brown jobs.” They are more than that for me. “Thank you for that piece All Things Wild And Wonderful John Trott you did on the Song Sparrow,” said my good friend Mary Jamison of Sperryville when met at coffee hour after church on a recent Sunday. “Now I’m straightening out the sparrows at my bird feeder.” Add to that a letter I just received from Peggy Mitchell of Marshall, who wrote, “We are blessed with one beautiful Fox Sparrow.” Because of these comments, I am inspired to write more about winter sparrows. Though we haven’t seen a Fox Sparrow, Lee and I were delighted with two new species that arrived at our feeder with the January snow. The first, the Whitecrowned Sparrows. This is an elegant and aristocratic bird. They have vivid black and white stripes on their heads, clear, unstreaked breast and carry themselves in an upright posture that declares their handsome aspect. During the ice and snow of January, I also counted 20 White-throated sparrows on Agricultural summer plans? Headwaters, the Rappahannock County Public Education Foundation is exploring summer agricultural experiences and opportunities for junior and senior high school students. Several local farm operations have indicated an interest in student interns. Also under consideration is a pilot project for a small group of junior high stu dents interested in learning about careers in agriculture. If you have a farm and would be interest in working with a student, or if you have a Rappahannock student interested in learning about animals, crops, veterinary science or horticulture, contact Linda Tarry at the Headwaters office, Washington, Va. 675-1819. IT’S TAX TIME!!! PROFESSIONAL TAX ASSISTANCE DOESN'T COST—IT PAYS! saREEN STEPHENS CITY 5011 Main St. (Next to Lantz Pharmacy) 540-869-2007 FRONT ROYAL 470 S. Commerce Ave. (Next to Mom 's Kitchen) 540-636-3838 MANASSAS 10702 Vandor Lane 703-366-3444 I WE WELCOME • EARLY BIRDS • LATE FILERS ANP EXTENSION FILERS I • FEDERAL & OUT OF \ STATE TAXES \ • FUTURE TAX PLANNING • PART YEAR RESIDENTS • DIFFICULT RETURNS tW New Tax K r /.w INCOME TAX PREPARATION EVENING & WEEKEND APPOINTMENTS • Tax Returns & Planning • Delinquent Tax Returns • Computerized Bookkeeping & Accounting • Cash Flow Projections • IRS Problems • Business Plans • Start-Ups You Contuse^ Look for us on the Internet! www.sareen-assoc.com Yes! □ Please enter my new subscription to: Sappahannock Subscription Rates By Rappahanmx'k...*21. Elsewhere in the U.S.*27. Name Address_ City__State_ Zip_ Mail subscriptions are payable in advance. Make check or money order payable to: fiappahannoefe News, P.O. Box 59, Washington, VA 22747 This form may also be used for CHANGE OF ADDRESS Old Address: New Address: J The Rappahannock .Mm* (ISSN #’s 1050-7655 & 188280) is published every' Wednesday at 39 Culpeper Street, Warrenton, Virginia 20186 by Rappahannock News, a division of Arundel Communications, Inc. Periodicals postage paid at Warrenton, Virginia and at additional mailing offices. Subscriptions $21.00 a year in Rappahannock; $27.00 elsewhere in U.S. POSTMASTER: Send address changes to Rappahannock News, P-O. Box 59, Washington, Virginia 22747. the ground under and around our feeder. Their black and white head stripes are not as marked as those of the Whitecrowned Sparrow. As spring approaches and the White-throated Sparrows molt into breeding plumage, a bright yellow spot will begin to show on the lores of the bird (that space between the bird’s eye and bill.) Mitchell is lucky to have a Fox Sparrow at her feeder. This is a big, bold bird with a definite foxy color. Fox Sparrows are masters of the “double scratch” method of uncovering hidden seed on the ground and can make the dead leaves fly with their vigorous two-step. Fox Sparrows look like rich, reddish brown, oversized Song Sparrows. Two more sparrow species may show up at area feeders. Both of these have copper-colored crowns, or caps. Both have clear, unstreaked breasts. The Field Sparrow — only five inches long — has a whitish eye ring, gray cheek patches and a pink bill. The Tree Sparrow may appear if we have more snow and ice. This is, for me, an exciting little bird. Like the Field Sparrow, it sports a chestnut-colored crown but has a two-toned (dark above, yellow below) bill and a very distinct dark spot in the middle of its unstreaked breast. The arrival of this fine bird at our feeder will be announced in red ink and many exclamation points in Lee’s “Day Book.” With snow and ice covering the ground for extended periods in New England and Canada, these northern finches — the sparrows just mentioned — plus Evening Grosbeaks, Pine Siskins and Purple Finches, move south in search of food. It looks to me like we are going to have a snowy and icy winter in 1999. This will certainly make “sparrow watching” — which is really “finch watching” — more exciting. BANKRUPT? REPOSSESSION? BAI) CREDIT? SHAKY CREDIT? NO CREDIT? NO MONEY * DOWN * Credit Approval Center (Second Chance Amo Imutlce ( \perlsi Ncu/l sod Cars- Trucks-Vans 1 -800-635-0730 Call Today All Applications Accepted liliM IMHIIMIIII Rappahannock News Staff Photo/Yayoi Ayukawa SMART, SAFE & SOBER: Trooper Billy Keene, Rappahannock Sheriff Larry Sherertz, and' First Sergeant Harry Newlin working together to promote safe driving. State Police intensifies alert on aggressive driving In an accelerated effort to thwart the dangers of aggressive driving, the Department of State Police is intensifying its patrols, watching for that menacing behavior during the first quarter of 1999 as part of the Smart, Safe and Sober program, says First Sergeant Harry A. Newlin. “Aggressive driving is driving done with anger and provoking anger in others,” says First Sergeant Newlin. “Every year since 1990, when tracking of this phenomenon started, at least 1500 people have been killed or injured in the United States because of enraged, aggressive drivers.” Aggressive driving often involves multiple offenses taking place over a series of miles and may involve the use of the vehicle as a weapon. Or it may involve the use of a weapon, such as a gun or a tire iron. While special attention is being given toaggressive driving, the State Police is also * strictly enforcing Virginia’s safety belt and child safety seat laws. Smart, Safe and Sober, dedicated to reduc- ■ * ing deaths and injuries on Virginia’s highways, is a joint program of the Department of State Police, the Virginia Association of Chiefs of Police, the Virginia Sheriff’s Association, the Virginia Department of Motor Vehicles, Virginia Commonwealth University’s Transportation Safety Training Center and Drive Smart Virginia. I Massie _ From Page 1 He Ascribed the assets a supervisor needs to perform his duties. “The most important quality is to be able to not just hear people talk, but to listen to them,” said Massie. “A supervisor needs to know when it’s time to lead and time to follow. Part of the job is listening to constituents and doing what they want to do. At a big public meeting, people speak on both sides of an issue. When you vote, it is important to explain thoroughly why you voted, so people understand they were considered.” “I think I’m going to miss the job and the challenges,” he added. “The most fun were the public meetings when the room was packed and people Invitation for Bids: Hauling of Leachate From Landfill The Rappahannock County Board of Supervisors is soliciting bids on services to haul wastewater from the Rappahannock County Landfill (Weaver Road, Rt. 639, Amissville) to the Warrenton Wastewater Treatment Facility, located on U.S. Rt. 211 in Warrenton, VA. The volume of material produced currently averages 1,000 gallons per day, but pumping and hauling operations should be arranged so as to manage the gallonage produced (which increases in wet weather). That gallonage is projected to decrease due to new management operations, including a “pump-back" system, currently under permit review by the Virginia Department of Environmental Quality. No volume of water for hauling is guaranteed to the successful bidder. The landfill operator shall arrange a mutually convenient schedule with the hauler, which shall generally take place during normal hours of operation. The successful bidder shall comply with all pertinent requirements of the Commonwealth of Virginia, Department of Health and Department of Environmental Quality. In addition, the bidder shall at all times comply with the directions of the staff at the Warrenton wastewater treatment facility and the Rappahannock County Landfill in matters of operational procedures (of particular note, wastewater may not be released into the treatment facility under pressure). Copies of the complete General Terms and Conditions are available from the office listed below. A pre-bid meeting will be held for any prospective bidders with questions or requests for additional information on Friday, February 19 at 9:00 a.m. at the County Administrator's Office. Attendance is not required in order to bid on the work herein described. No prequalification is required for this contract. All bids should be submitted on a form (included with the General Terms and Conditions documents) clearly identifying the company providing the service, be signed by the principal of the firm, and shall note any exclusions or limitations. The basis for the bid shall also be stated; for this agreement, a per-gallon price shall be used. All fees for treatment of the hauled wastewater shall be the responsibility of Rappahannock County. All bids must be received at the County Administrator's Office, Old Extension Office, 290 Gay Street, RO. Box 519, Washington, VA 22747 by Monday, February 22, 1999, by 4:00 p.m., at which time they will be opened and publicly read. The term of the contract shall be for twelve months, from March 1, 1999 through Feb. 28, 2000, but may be extended for additional twelve (12) month periods upon agreement of both parties. The terms of Competitive Sealed Bidding as set forth in the Virginia Public Procurement Act shall apply. The County reserves the right to obtain alternate leachate disposal solutions (on-site treatment & disposal, etc.) should they become available. BY ORDER OF: John W. McCarthy County Administrator spoke passionately.” “I wasn’t as enthusiastic last time (I ran) because of my family, but several things were in the works that I needed to help see through,” he continued. “The comprehensive plan had not been adopted arid the school expansion was up in the air,” Life after politics Massie said he plans to stay out of politics for a while, but will watch from the outside what goes on in the county and return when the need arises. He and his wife, Toni, have three daughters: 11-year-old Sophie and 9-year-old twins Jackie and Laura. Their daughters attend Highland School in Warrenton, but not sending them to public schools has, never an issue, he said. When his daughter Sophie asked him why he was quitting, Massie told her it was so that he could be home more. “I don’t know why she asked,” ' he added. “We read each other minds.” His wife actually wanted him to continue as Hampton District supervisor. “I think he’ll always want to serve the county,” Mrs.-' Massie said later. “I think he wanted a break and a chance to do other things. He likes nothing better than to be involved with the county. It will give other people incentive to get involved.” Burglary From Page 1 are a growing problem,” said Sheriff Sherertz. “Often, the break-in is not discovered until a long time after it has occurred.” Capt. Jeffrey Brown is the investigating officer in the burglary. Armed robbery investigation Lt. David Sollesbee is continuing the investigation into the armed robbery of Mayhugh’s Store in Amissville, which occurred on Jan. 10. No one was injured in the robbery, which netted the perpetrator between $600 and $700. “We have a couple of sus-' pects that we are looking at real hard,” said Sheriff Sherertz. “We are still collecting evidence before we get a warrant.” . Sheriff Sherertz is seeking assistance from anyone in the community who might have additional information about the incident. The Rappahannock County Sheriff’s Office telephone number is (540) 675-3331.* SUBSCRIBE TO THE RAPPAHANNOCK I NEWS. Call ) 675-3338. 12 oz. NY Strip $095 (iriIk'd to IVrtri iion! 16 oz. Porterhouse Area's Hot Spot for Entertainment Tuesday - Kaw oar Wednesday - DJ Jake Dance Night Thursday - Open Mike, Steve Hagedom Friday - Dave Goodrich, Acoustic Rock Saturday - Two Easy, Classic Rock Pool Tables Happy Hour: Mon.-Fri. 4-7 Sun. 12-7 Th$ Copper Bit ( 540-347-5757 .ST^Frost^Avenue^JWarrenton^W^

New physician joins team BY MARY BETH MARTIN Rappahannock News Staff Writer A new physician—all of six feet four inches tall—recently joined the staff at the Rappahannock Medical Center following the retirement of Dr. Werner Krebser in July. His name is Dr. John McCue, but everyone calls him Jack. “It’s an old IrishCatholic habit of calling John, “Jack,” he said. Sitting in his sunny office in Washington, his blue eyes sparkled as he talked about the serendipitous events that led to his joining the family practice. McCue, 43, also works as an Emergency Room doctor at the Fauquier Hospital, a job he has had since 1994. “I like the E.R.,” he said. “It’s fun and exciting, but I miss the follow-up with patients and families. It makes treatment difficult. With family practice, I get the whole motion picture instead of one slide.” “I wanted a balance with the E.R. I said a prayer one night because the E.R. is so hectic and Jerry (Dr. Martin) called the following day.” McCue began working at the medical center on some Fridays and Saturdays since November, and has been working steadily for two weeks since Dr. Martin took time off for elective surgery. “I think God was looking down and helping out. The timing was perfect,” McCue said. Knowing his patients “The best part of family practice medicine is talking to people and finding out about them, getting to know the family, seeing the children grow.” His background in E.R. medicine makes him more tuned in to acute medical problems like stroke, hypertensive crisis and heart attack, he said. “It sharpens the senses.” “In this practice, the patients are wonderful. They have lived here for years. In the E.R. patients don’t know you and they have a tendency to take you for granted. Here I feel appreciated. The patients are great. I found when I work here, I feel at peace,” he said. Valentine’s dinner planned The Sperryville Volunteer Rescue Squad Auxiliary is having its annual Valentine’s dinner on Saturday, Feb. 20 from 5:30 to 8 p.m. at the Rappahannock County Elementary School. The meal will consist of half-barbecued chicken with wild rice, mashed potatoes, peas, rolls, garden salad, homemade desserts and beverages. Prices are $8.50 for adults, couples $15 and children under eight will be $3. The meal will be prepared by Pat Jenkins and Company. Carry-out service will be available. For advanced tickets or information call Harriet at 987-8085 or Nancy at 987-8495. BEST BUY MOTORS Ed Long 8c Harold Burns USED CAR 8c TRUCK VALUES '97 Geo Prizm Sedan, 4 Cyl., )\uto, A/C, Dual Air bags, Factory Warranty '96 CMC Sonoma, Ext. Cab, A/C., Cruise, Tilt, Bedliner, Alum. Cap, Only 24K Miles '95 Chevrolet Lumina LS Sedan, PL, PM, Cruise, Tilt, PS, One Owner Car .'94 Ford Tempo GL Sedan, Auto, PL, jPW, Cruise. Tilt, PS, Alloys, Nice Car *94 Pontiac Grand Am SE Sedan, V6, lAulo, PL, PW, Cruise, Tilt, 'Alloy Wheels *94 Chevrolet Corsica Sedan, V6, Auto, PL, ABS Brakes, Stereo Tape, dlK Miles J93 Chevrolet Cavalier RS Sedan, *1 Cyl., Auto, A/C, ABS Brakes, )30K Miles *93 Mazda B2200 Pickup, 5 Spd., Bedliner, Rear Slider, Stereo, Only 62K Miles *92 Dodge Spirit Sedan, 2.5L, 4 Cyl., J\uto, A/C, Tilt, Cruise, Rear Oefogger „ .’91 Toyota Long Bed Pickup, *4 Cyl., Auto, Reg. Cab. Extra Sciean Truck All vehicles sell with a 3 month/ 3,000 mile warranty. Extended warranties and financing available. > Relax...We use Carfax Vehicle BEST BUY MOTORS Rt JM S< nil 11 (HI I )i . 11« I R< »M ( t 111 K| M I \ \ :> 17-.‘>s()() \ \ 11< .ii> i nappanannocK news start Khoto/Mary Beth Martin SAY AHHHHH: Dr. J. McCue, left, checks Norman Parker, owner of the Blue Moon for a sore throat last week. A music lover, he plays the piano and the guitar. His guitar was propped in the comer of the office, and he said he plays it when he has a break. However, he said his passion is biking, and he frequently hitches his bike to his car so he can go for a ride during his lunch break. McCue He lives in Warrenton with his wife, Susan Hotelling, and two children, seven-year-old Ian and 12-year-old Christina. Susan is a social worker for home health service associated with Fauquier Hospital. As the fourth child in a family of ten children, he said that growing up, “If the girls were upset about anything, I was outnumbered. My seven sisters had it all over me.” He added until he was 14 he thought his mother’s pregnancy was an automatic state. “I didn’t know you even needed a father. My poor dad was working constantly.” He grew up in Westfield, N.J., a suburb of New York City and graduated from New York University as a physical therapist. He worked for a year when he decided to become a doctor. In 1979 he graduated from Rutgers Medical School and went into the U. S. Air Force to pay them back for financing his medical school education. “Until I was 32, I never traveled much,” he said. As a flight surgeon-family practice doctor, he traveled all over the world transporting patients. “It was fun, but it’s not a stable lifestyle,” and Susan wanted to settle down. His older brother, Ray, a graduate of Georgetown Medical School, had started an obstretics-gynecology practice in Prince William County and urged him to come to the area. It was a choice he was glad he made. Another sibling, his sister, Peggy, who works as an X-ray technician, also moved to the area. The medical center The staff at the medical center was complimentary about McCue’s abilities. “He’s patient-oriented and community-oriented,” nurse Virginia Miller said. “If only I had his energy,” Peggy Eubank, office manager, commented. Janet Moore, the pharmacist, said he is humorous, conscientious and easy to work with, “but I can’t keep up with him.” On Saturday, McCue said he saw about twenty patients, most suffering from the flu or a stomach virus. “Also affective disorders. People have ‘the blues.’ This is the time of year for it, the winter months. It’s a real problem,” he said. In this day of money, medicine and managed health care, McCue made a refreshing comment, “You go into medicine to help people, not make money.” Relay for Life meeting to be held An organizational meeting for the American Cancer Society’s Relay for Life will be held on Friday, Jan. 29, at 7 p.m. at the Trinity Episcopal Church Parish House in Washington. The Rappahannock County Chapter has participated in this unique fundraiser for the past five years. Previously, Rappahannock County teams participated at the Airlie Foundation near Warrenton, as guests of the Fauquier chapter. But this year, Rappahannock teams will hold their relay, memorial ceremonies and picnic on the grounds of the Rappahannock Elementary School west of Washington. “We have always been independent, and we got credit for the money we’ve raised for our community. But this year, we’re returning to our own soil,” said Rappahannock chapter member Ester Settle. “Last year, we raised about $25,000, which is a lot of money for a comity of only 6800 people.” Money raised is used by — Photo courtesy of Ester Settle RELAY FOR LIFE: Participants are all smiles for the camera during the festivities. the ACS for research, education, prevention and patient services. It is the only fundraiser held by the local chapter during the year. The event is planned to begin on Friday, May 21 at 4 p.m., and continue throughout the night, concluding on Saturday, May 22 at 10 a.m. In addition to pledges for the walkers, luminaria placed in memory of those who have lost their battle to cancer will be placed around the relay area. Evening activities planned include the “famous Rappahannock picnic,” according to Mrs. Settle. Many committee posts are available, and team captains have not been appointed. For more information about participating in the Rappahannock Relay for Life, contact Mrs. Settle at (540) 675-3252. J “Character” showing Jan. 29 BY ROSIE DAY Rappahannock News Contributing Writer Joyce and Richard Abel highly recommend “Character”, the movie from the Netherlands that will be shown at The Theatre in Washington, Friday, Jan. 29 at 8 p.m. Academy award winner for best foreign language film for 1998, “Character” is a powerful, provocative mixture of Horatio Alger and Franz Kafka, combining an inspiring saga of self-betterment with a paranoid parable of the law of the father. Looking much like a Rembrandt painting and set in the port city of Rotterdam in the 1920s, the story begins Shorin-Rvu OKINAWAN KARATE YVcdnrsil.iN ,il Ki IhcMlrc ( i*i\ M. VY.ishm-.lon \ \ Junior Classes, 4 50 p.m. Adull Classes 40 - 7 p.m. MULLANY & GABBAY STUDIOS DECORATIVE AND FINE ART COMMISSIONS Our Services Include: Murals, Trompe l'oeil Wall Finishes, Painted Furniture Art & Frame Repair Any job big or small, we're prepared to do it all! KERRIE AND TOM MULLANY Phone & fax # 540-675-2139 tiekleyV^ Stationery & Office Supply, Inc. *\ 511 North Royal Avenue, Front Royal (540) 635-2931 Invites everyone to join them in celebration of their 40™ Business Year Wednesday, February 3 • 11:30 a.m. until 3 p.tru Refreshments • Register for Door Prizes 10% Off In-Store jp-ji Merchandise Social Security Disability Claims • Disabled? Turned Down? • Over 31 Years Experience • No Recovery - NO FEE EarlJ. Oberbauer, Jr. Attorney At Law 540-829-6900 • 1-800-434-3059 FREE INITIAL CONSULTATION l /'nn'idin•> A/fordablc. Onalila l.vgal Sen/Vo Since /9J5 _% .** ^ v m. * with the murder of Dreverhaven, a notoriously ruthless slumlord. The murderer is apparently Jakob Katadreuffe, a promising young lawyer. As Jakob is grilled by the police, falshbacks uncover the strange and complex relationship between him and the victim. Jakob is Dreverhaven’s illegitimate son, the result of a brief liaison with an ironwilled housekeeper who has raised the boy on her own. The offspring of two strong natures, Jakob strives to overly come his lowly origins, educating himself, insinuating himself into a prestigious law firm, while his unacknowledged father pops up like a recurring Oedipal nightmare to thwart the young man’s ambition at every turn. Andrew Sarris of The New York Observer says, “Better than Oscar-worthy; “Character” is a full-blooded Dickensian delight such as we seldom get in movies anymore.” (R, 114 minutes, in Dutch with English subtitles) Ir^il iwer N N Bed & Breakfast • Fine Dining The Hazel River Inn is pleased to announce that Chef Peter, former chef to Presidents and the Chevy Chase Country Club, is now presenting his culinary talent for lunches and dinners. We are also open for Sunday brunch and afternoon teas, Wednesday - Monday. We are also available for catering and intimate functions. Reservations are requested. Route 729 • Culpeper County 540-937-5854 GEORGE WASHINGTON CARVER Piedmont Technical Education Center CODE CLASS NAME TIME ACC-101 Accounting 6:00-9:00 WEL-101 Welding 6:00 - 9:00 COM-022 Introduction to Windows '95 7:00 - 9:00 COM-023 Introduction to Windows 95 6:00 -8:00 COM-025 Introduction to Windows 95 7:15 - 9:15 COM-026 Introduction to Windows 95 6:00 - 8:00 COM-027 Introduction to Windows 95 5:00 - 7:00 COM-028 Introduction to Windows 95 7:15 - 9:15 COM-051 Introduction to Computers 6:00-8:00 COM-052 Introduction to Computers 7:15 - 9:15 COM-053 Introduction to Computers 5:00-7:00 ART-001 Watercolors: Part I 7:00 - 9:00 ART-002 Watercolors: Part II 7:00 - 9:00 AUT-101 Basic Car Maintenance 5:00 - 8:00 FIN-101 Basics of Investing 5:00 -7:00 COM-044 Microsoft Access 7:15-9:15 COM-046 Microsoft Excel 5:00 - 7:00 COM-045 Microsoft Excel 5:00 - 7:00 CPR-I0I CPR-First Aid 6:00-8:00 HOM-001 Basic Home Repair 6:00 - 8:00 CFT-002 Ikebana-Japanese Flowers 6:00 - 8:00 CFT-005 Ikebana II 6:00 - 8:00 PHO-101 Basic Photography 7:00-9:00 TYP-I0I Typing/Keyboarding 5:00-7:00 ELE-101 Electrical Wiring: Residential 6:00-9:00 COM-120 Introduction to the Internet 5:00 - 7:00 COM-121 Introduction to the internet 7:00-9:00 EAT-101 Fine Cooking for Celebrations 7:00 - 9:00 CFT-001 Cake Decorating * 6:00 - 8:00 ART-003 Drawing for the Beginner 6:00 - 9:00 ASL-001 American Sign Language 6:00 - 9:00 COM-055 Computers for Seniors 5:00 - 7:00 COM-056 Computers for Seniors 3:00 - 5:00 TAX-101 Tax Preparation Made Easy 6:00-8:00 CFT-004 Introduction to Stained Glass 6:00 - 9:00 LAW-101 Introduction to Law Enforcement 6:00-8:00 COM-400 A+ Certification 6:00 - 8:00 CFT-003 Springtime with a Flair 6:00 - 8:00 CRP-101 Introduction to Woodworking 6:00 -8:00 • - Fees may apply: books, materials, etc. DAY MON MON MON TUE THU MON TUE THU MON TUE MON MON MON MON TUE TUE THU THU TUE TUE TUE TUE THU THU THU THU THU TUE MON TUE TUE TUE THU TUE MON THU MON THU MON COST $75* $250* $40 $50 $50* $50* $75 $10 $40 $40 $40 $45 $75* $35* $35* $40* $75$75* $60 $60 $40 $35* $75* $75 $50 $50 $50 $60* $60 $80 $40* $50* BEGIN Feb. 22 Feb. 22 Feb. 22 Feb. 23 Feb. 25 Apr. 5 Apr 6 Apr. 8 Feb. 22 Feb. 23 Apr 5 Feb 22 Apr. 5 Apr. 5 Apr 6 Apr 6 Feb. 25 Apr 8 Apr 6 Apr. 6 Feb 23 Apr 6 Apr 8 Feb. 25 Feb. 25 Feb. 25 Apr. 8 Feb. 23 Feb. 22 Feb. 23 Feb. 23 Feb. 23 Apr. 8 Feb 23 Apr. 5 Apr. 8 Apr. 5 Feb. 25 Feb. 22 Detach and return with payment to: GWC-PTEC, P.O. Box 999, Culpeper, VA 22701 Attn: Office of Continuing Education Name:_ Address: City:_State:_Zip Code:_Daytime Phone:_ Class Code Class Name Day of Week Cost Time of Class □ Check here if you need a receipt mailed to you. NOTICE: If you do not hear from anyone at Carver-Piedmont at least one week prior to your class starting, plan on attending class as scheduled in the brochure. Confirmations WILL NOT be sent.

-Eappatjannocfe jSetos— Established 1877 An Independent Newspaper Published Every Wednesday ARTHUR W. ARUNDEL, PUBLISHER Barbara C. Wayland, Executive Editor and General Manager Peter W. Arundel, President John T. Toler Executive Vice President To Subscribe Phone (540) 675-3338 BY MAIL: $21 a year in Rappahannock County $27 a year elsewhere in the United States Back Copies: Recent 2 months, 50 cents Older copies to 1960, $5 (as available) Office: Rappahannock News Building, Washington, Va. 22747-0059 Telephone (540) 675-3338 Fax: (540) 675-3088 e-mai): RappNews@timespapers.com Hours: 8:30 a.m. to 5 p.m., Monday-Friday Member, Audit Bureau of Circulations WEDNESDAY, JANUARY 27,1999 Our View Thanks, Mike Concern for taxpayers, dedication to county have marked Massie’s service By letting his neighbors know early in the year that he will not seek re-election as county supervisor from Hampton District next November, Mike Massie has once again shown his care and consideration for the people of the community he serves. Massie, who has represented Hampton District since 1988, has decided that three terms are enough, and he wishes to spend more time with his family. We understand that. None of his three young daughters have ever known when their dad wasn’t the supervisor. We wish them all well. While Supervisor Massie contributed much — working on a variety of issues that have faced Rappahannock County over the past 12 years — it is his consistent concern for the taxpaying citizens of Rappahannock that we will remember him. He was always aware that an increase in taxes meant an increased burden, and that any such increases would have fully justified. Another trait was his interest in listening to anyone in Rappahannock who wanted to talk about their needs and problems. Whether they lived in Hampton District or not didn’t matter. For the first time in 12 years, the voters in Hampton District will elect a new person to represent them on the Board of Supervisors. Whoever is elected will have big shoes to fill. Rappahannock Today Rappahannock News Staff Photo/Carl Ebom Foreign exchange student Esther Koorn, from Holland, helps teach a rope-jumping game to a group of sixth and seventh graders during last week’s after school incentive program. Letter Thanks expressed The eighth annual Martin Luther King Jr. birthday celebration held on Sunday, Jan. 17 was a huge success. Thanks to all the participants namely: Mr. Robert Weinberg, Lillian .Aylor, Rev Merlin Shorb, The Voices of Inspiration, Gail Butler Blaker, Pastor Wendell R. Grant, The Trumpateers, Robert Glasker, Nan Butler Roberts, Col. Samuel Glasker, Marie Davis, Rev Alpheus Atkins and David Clanagan. Thanks to all who provided refreshments and thanks to you, the citizens and friends who came. The Julia E. Boddie Scholarship received $469 in the free will offering. Thank you again. We again thank Wendy Weinberg for the use of The Theatre. The Julia E. Boddie Scholarship Committee Lillian Aylor Dorothy Butler Marie Davis Ethel Bailey Linda Boddie Linda Mallory Gray Pastor Wendell Grant Letters to the editor The Rappahannock News welcomes Letters to the Editor from its readers as a forum for discussion of local public affairs subjects. WRITE: Letters to the Editor, «» P.O. Box 59, Washington, Va. 22747 FAX: the Editor (540) 675-3088 To be considered for publication: Letters must be signed by the writer. Include address and phone for verification (not to be published). Letters are subject to editing for clarity and length. Personal attacks will not be published. Long letters from those with special authority on a current issue may be treated as a guest column (with your photo/requested). Due to volume, letters cannot be acknowledged. All are appreciated and will be read with interest toward the newspaper’s editorial values. If possible, type your letter double spaced using upper and lower case. Letters must be received by noon Monday to be considered for that week’s publication. » From Back Issues of the Rappahannock News 30 Years Ago Thursday, Jan. 30,1969 Officers elected to head the S.C.A. at Rappahannock County Elementary School were installed during ceremonies Tuesday. Officers are: Greg Way land, treasurer; Carolyn Glascock, president; Linda Smoot, vice president and Raye Rector, Secretary. The group is under the direction of James Wayland, instructor at the school. Rappahannock County High school was broken into by unknown persons last Thursday night. Vandals broke two outside windows to gain entry and a door glass was broken to permit passing from one area to another. As far as can be ascertained only 32 cents was taken. Business services were advertised by Mrs. Ruth Grimsley which include records, bookkeeping and general services, tax forms a specialty. A social will be held at the home of Mrs. Ruth Rankins, Sperryville on Saturday, Feb. 1 starting at 8 p.m. Games free. Chitterlings, potato salad, etc. will be on sale. Benefit of the Miss Hopewell contestant Miss Joann Aylor. Admission 50 cents. Triplett’s Milling Company in Culpeper had a recipe for Basic Scones. Miss Judy Burtner discusses texture of materials during the initial meeting of the clothing workshop now in progress under her instruction. Among those attending the class were Mrs. Frances Foster, Miss Mary Jenkins, Mrs. Mary Updike, Mrs. Anna Curtis, Miss Ruby Jenkins, Mrs. Judy Atkins and Miss Sue Many. Janet Hackley of Amissville has received the Good Citizen Award 1 given by the Culpeper Minutemen Chapter, Daughters of the American Revolution. This award is given a senior at Rappahannock County High School annually and selection is based on dependability, leadership, service and patriotism. Janet is the daughter of Mr. and Mrs. E.G. Hackley. 25 Years Ago Thursday, Jan. 17, 1974 Tourist traffic is getting scarce on Route 211 as it winds along the south fork of the Thornton River through Sperryville and climbs the mountain up to Panorama. And storekeepers along the route say the gas “crisis” is taking a toll on their sales. The Route 211 shops sell homegrown apples and cider, honey and hams, baskets, mountain crafts, Confederate flags, bird baths and flower pots, tapestry, bedspreads and cement figurines. Robert Anderson of Woodville has been named a director for the Culpeper Soil and Water Conservation District. He fills the position held by H.L. Manwaring who resigned for health reasons. Mr. Anderson, an airlines pilot, raises purebred Angus cattle on his farm. A meeting of the Rappahannock Hunt Pony Club is set for Jan. 28 at Blue Rock Farm west of Washington. This will be the last opportunity for new members to join the group and all dues must be paid on this date. Rep. J. Kenneth Robinson says he has been informed that the National Photo courtesy of First Washington Museum OUT-OF-THE-A111C: The Otd Academy, called the Rabbit Gum, in Washington was the first school in the town. This structure has been added to and still remains at the end of Gay Street today. t Park Service is attempting to work • out temporary parking improvements in the Nethers area for hikers > headed for Old Rag Mountain in Shenandoah National Park. The Country Store in Washington advertised as much as 15 percent off some of our fine antique furniture and paintings. - • 10 Years Ago Thursday, Jan. 26, 1989 Wakefield School’s acting headmistress, Pamela Lynn, has announced that the independent ele- ; mentary and preparatory school in "» Huntly has received a $50,000 challenge grant from an anonymous donor. ' • Mrs. Lynn said that the unnamed friend of the school will match dollar for dollar the amount raised for Wakefield’s 1988-89 Annual Fund Appeal over the amount raised for <( last year’s appeal ($47,000). After trying without success to muster a quorum at its last several ' • scheduled meetings, Washington’s ’ Planning Commission got four mem* ’ bers together Tuesday. The four, Chairman William Wickens, Vice Chairman Bill Frizzell and recent ' appointees Mitzie Young and Louise van Dort, wasted no time in moving the commission into * action. ‘' The month-long Interdisciplinary ,. workshop sponsored by the Golden ; Key Performance Group will end this week with a free performance of - the works created Thursday evening • at the Town Hall. —COMPILED BY BARBARA C. WAYLAND i

Local restaurateurs feed 475 at Singapore dinner Husband-and-wife team finds organization is the key It is good to have friends in far-away places — at least if you like to travel. ; That’s what Vinnie Deluise and Heidi Morf, owners of Four and Twenty Blackbirds ip Flint Hill, discovered when they were invited to Singapore. ; A friend of theirs, Shelly Robbins, who lived in Bangkok, was helping Dr. Cjiye Peng organize a trendy American style charity dinner for World Alzheimer’s Day. ; Robbins quickly thought of her friends at Four and Twenty Blackbirds, and asked tljem to submit a menu. ; Robbins, an artist and designer by profession, sculpted the doll-size ceramic piece op the stand by the restau-/ rant’s front door, as well as/ other painted ceramic pieces1 0$ display there. j The Flint Hill couple was cliosen to prepare the $500-aptate dinner for 475 people. The rrfoney raised was given to facilities that care for Alzheimer’s patients in Singapore, Deluise s^id. | “The key to anything is being organized,” he said, and planning the dinner began six nfonths before by fax and telephone. Deluise said the food available in Singapore, a city where everything is imported, was staggering. The only food item not available for their meal was com grits. He said they solved the problem by carrying a 50pound bag of com grits with them on the 25-hour airline trip. Preparing the Dinner They didn’t know what to expect in Singapore, and obstacles the Flint Hill couple overcame seemed overwhelming at the time, Deluise said. They spent four days preparing the meal, which featured saute’d Chesapeake Bay cakes and broiled red snapper. The biggest problem was that they were working with a mostly non-Englishspeaking hotel staff. The kitchen they were to use was still being assembled the day the dinner was to be given. “Appliances and electricity were being hooked up in the kitchen that day,” he said." “The utensils and kitchen tools were enormous,” Morf added. The hotel dining rooms were searched to find small spoons for garnishing the black bean and pumpkin soup. “People told me not to take Soccer registration set | The Rappahannock County Soccer League announces that spring soccer registration will take place in February. There will be two on-site registrations at Rappahannock County Elementary School on Feb. 6 and 13 from 9 a.m. until noon. The registrar will be on the porch of the front lobby to take registrations. Registration fees are $35 for the first child and $30 for each additional child. Register hefore Feb. 12 and receive a $5 discount per child. The registrar must see a copy of each child’s birth certificate for the child to be registered. A copy of your child’s birth certificate can be keep on file for future seasons. Registration forms will also be placed at the main offices of Rappahannock County Elementary School, Rappahannock County High School, Wakefield Country Day School, Hearthstone and Child Care and Learning Center. If you are unable to attend the set registration day, fees and a copy of your child’s birth certificate may also be sent to Sara Lawrey at 260 Walnut Grove Lane, Washington, Va. 22747. Feel free to call Ms. Lawrey at 675-1781 with any questions about registration you may have. Morgan’s are selected as hosts Mr. and Mrs. Tod Morgan of Washington will welcome a r\pw “son” for the 1999 spring semester, Martin Castillo Castaneda, a Youth For Understanding (YFU) International Exchange student from Chile. Martin will be a student at Rappahannock County High School. As a member of the Morgan family, Martin will participate in all family activities, from vacations to household chores. While sharing the culture of Chile with his host family and schoolmates, he will learn about U.S. culture. YFU, established in 1951, is one of the world’s oldest and largest nonprofit international exchange organizations, dedicated to international understanding and world peace. About 4,000 U.S. families open their homes and hearts to YFU international students each year. More information about hosting YFU international students is available from YFU’s volunteer for the Washington area, Nancy McNear at 987-8150 or by calling YFU’s regional office at 1800-USA-0200. Zero-interest loans and grants available for indoor plumbing Rapidan Better Housing Corporation, a non-profit housing corporation, announces its 1999 Indoor Plumbing /Rehabilitation Loan Program. Rappahannock Better Housing is administering the program in Madison, Orange, Culpeper and Rappahannock Counties. The program is funded through the Virginia Department of Housing and Community Development. The program offers zerointerest loans combined with grants to assist occupant homeowners to install firsttime indoor plumbing, and other repairs, into their homes. In extreme cases, a replacement home may be built. Eligible applicants must meet income limits and have clear title to their property. Program funds are limited. For additional information and an application, call 9483274 and leave your name and mailing address with staff or on the voice mail. 1995 GMC Yukon SLE 4x4. Light blue, one owner. V-8. auto tilt, cruise P/S. P B. tir. PW P L P/Mirrors. AM FM stereo CD. alloy wheels rear window defog. (3/3 powertrain warranty) Blue Book S25.650 521.900 OBRO Call Mick 1996 Ford E350 Cube Van White, one owner 351 V-8. auto P/S. P B. air. stereo, walk through 8'x14 cube, flat bottom, dual mar wheels. 49K miles 516.995 OBRO Call Ron 1993 Cadillac Sedan Deville. Silver, maroon leather interior, full power. V-8 auto EWD anti-lock brakes (3<3 powertrain warranty). Blue Book S 13.025 511.900 OBRO Call Ron 1994 GMC Sonoma X-Cab 4x4. blue. V-6. auto. P S. P B tilt, cruise, delay wipers. P W. PL P Miirors alloy wheels AM f M stereo cass . one owner (3 3 powertrain warranty) Blue Book S12.6I30 510.900 OBRO Call Mick 1992 Bonneville SSEI Supercharged black, one owner, loaded, incl. P/Sunroof. CD, etc , 73K miles, (3/3 powertrain warranty) Blue Book St 1.575. 59.995 OBRO Call Ron 1995 GEO Pri^m LSI Sedan Maroon, auto. ait. 44 672 miles, x clean (3/3 powertrain warranty) Blue Book $9,690 57.995 OBRO Call Mick Downtown Culpeper Since 1956 825-8381 va Dir my knives” she said. “But the knives there were huge.” The dinner was served at the same time from three stations in narrow hallways surrounding the hotel’s ballroom. The sevencourse meal was coordinated by using runners, since the hotel didn’t have walkie-talkies. Amazingly it all came together, mostly due to their organizing skills. The couple plans to return for a repeat performance in the year 2000. Morf said, however, next time she plans to bring her own knives, and she will probably end .up bringing a lot more. At Flint Hill Although their cozy restaurant is crammed with outof-towners on weekends in the spring Rappahannock Nows Staff Photo/Mary Beth Martin FAR EAST CUISINE: Traveling chefs Heidi Morf and Vinnie Deluise. and tall, the restaurant depends on their local patrons to support them on the week nights and during off-season times, like now. The menu planned for the next few weeks is going to offer two dishes influenced by the couple’s visit to Bangkok, which followed the week after their job in Singapore. They are serving: • Lobster roti, a pastrylike flour tortilla saute’d crispy, with a curry lobster inside and a mango-pineapple sauce; and • Grilled bass in a Thai green curry sauce, with green papaya salad and Thai jasmine rice. Headwaters to sponsor presentation The entire community is invited to a presentation * Thursday, Jan. 28 from 7:30 to 9 p.m. at the Rappahannock County High School auditorium. The presentation will be on “Learning about Learning: How Parents and Community Members Can Recognize and Support High Quality Learning at School and at Home” by nationally known speaker, educator and consultant, Mike Rutherford. This will be a dynamic and informative evening for parents, students (high school and up), and all individuals interested in how to learnfor the greatest impact on one’s life. For information call 675-1819. Crime Does Pay Up to $10,000 reward for tips on auto theft. 1-800-947-HEAT Business & Service Directory Only $4.60per week for a 1 inch space (540) 675-3338 Next Deadline February 23 BUILDING SUPPLIES CHERRY STREET BUILDING SUPPLY CORP. See Us For All Your Building Supply Needs 540/825-0397 1418 Orange Rd., Culpeper Brandy Station Rt. 762 825-9690 M-F 7:30-6:00 Sat. 7:30-4:00 Closed Sunday CLEANING MAID SERVICE ResidentialCommercial Reasonable Prices Free Estimates 540-937-4247 or 540-937-5576 Cabinetmaker Gene Lyman Cabinetmaker Repairs • Refinishmg • Restorations • Reproductions 540-987-8443 CERTIFIED PUBLIC ACCOUNTANT MacRae Associates, p.c. Full Service CPA Firm Washington, Virginia (540)675-2043 CHIMNEY CLEANING (OLV U, ulune ^lurejJo i rt Chimney Sweeping Relining OtA /VifriKnV Scutfu Fully Insured 16 SxfieutMU Bruce Vierling (540) 675-3508 EXCAVATING I BROWN’S EXCAVATING 7 Quann Lane. Chester Gap, VA 22623 (540)635-7273 Water, Utility, Drains Lines Footers & Culverts Dump Truck Gravel, Sand, Dirt Topsoil & Mulch Hauling Driveways Bushhogging Mowing Landscaping Snow Removal NO JOB TOO SMALL FOR FREE ESTIMATES CALL TODD BROWN FENCING FENCING High Tensile, Bait Wire, American Wire, Chain Link, Board and Electric, Split Rail Ffhttcy Fwic(ny AI$o Curtis Crawford Home: S40-C79-3943 Pager: 399-2M8 CARPET EARLY’S CARPET. INC. T># One-Slop Simp lor tximpMa Hon Otiaaolng Same Ftax Cowmgi • Wtadm Tnttnem Vfttpsp* • Sip Cows l UphoMsry w — ' -*— ^-i f *-i -« nwnnnw m uxnfnwvm Rt 211 AminvWa.VA _937-S5Q0 CONSTRUCTION T.G. TAYLOR CONSTRUCTION, L.L.C. Custom Homebuilder Class A License 540-987-8043 KREYLING CONSTRUCTION Top Quality Custom Homes Since 1975 540-987-3145 BILL CATO & CO DESIGN / BUILD HOMES AND ESTATES 540-937-3039 CASTLETON, VA VA CLASS A 2705 037627 A Jos. F. Keyser Building Construction Quality Renovations & Fine Custom Homes VA Class A Cdntractor 540-675-2395 EXCAVATING Keys Excavating ft Landscaping We do It till Free estimates Insured 540-987-9259 Quality work and satisfied customers art our #2 priority Maury Sutphin (540)675-3429 374 Ben Vfenuc Rd _HtuHH-YA^_ Vest's Excavating Specialized Backhoe, Grading, Snow R< 675-1117 Driveway Removal MASONRY Don Corbin MASONRY Brick & Stone Restoration Patios, etc. (540) $47*3452 PAINTING SP§£i§pi’c£ft'nt Vinvi siding Interior & Exterior Painting rull service, experienced Gina Johnson 540-923-4652 PUMP INSTALLATION EXPERT PUMP INSTALLATION & REPAIR SERVICE Available at RAPPAHANNOCK f ARMERS CO-OP Sperryville, VA 987-8555 PLUMBING ELECTRICAL pimvs Pumps & Waterrieaters In-Stock Installation ELECTRICAL & PLUMBING Class A Certified Complete Line Water Soft Conditioners Free Estimates on Setc Work 540-675-8849 SIGNS & CALLIGRAPHY Restaurants THE COUNTRY CAFE Winter Hours: Mohday-Thursday 8 am to 8 pm Friday-Saturday 8 a.m. to 9 p.m. Sunday 8 a.m. to 3 p.m. 675-1066 Take out Available STORAGE South Wales Business & Mini Storage s4 > Units to ^ Choose From '7/Ia k I Located 5 miles west of Warrenton at intersection of Route 211 and Route 229 All Sizes Available Monthly and yearly rates, all ground-level units, tractor & trailer acess, individual wide roll-up doors, restroom, business and vendors welcome. (540) 341-7000 SPEKKYVILLE STORAGE CO. Safe Handy Storage Keaideutial Commercial Reasonable Rates 540/987-8507 SrCKKYYIl.I.h. VA TAX PREPARATION TAX PREPARATION 937*7541 —....-. TELEVISION GREYSTONETV & APPLIANCE Sales & Service GE & RCA Video Products Antennas & Satellite Systems Radio Shack Dealer. Kitchen Aid, Whirlpool & Roper Appliances 312 North Main St.. Madison (540) 948-2200 WOODSTOVES WOODSTOVES The largest selection in VA Sierra, Jotul, Waterford, Hearthstone & Pellet Stoves ACME STOVE CO. 1329 E High Street CHARLOTTESVILLE (804)971-6777 PRINTING Wedding Stationery I hi and w« rna IkwUM nilkdlaiu of muha^MHiiry wcihMntf ftathmi.-1-y * Invltallum • .Vu|>Klii> • Bridal Hooka Rappahannock News (540) 675-3338

Church A Activities Woodville Baptist Pastor: Rev. Alpheus Atkins Sunday: Sunday School 10 a.m. Worship Service 11 a.m. Wednesday: Bible Study & Prayer Meeting 7 p.m. Choir Practice 7:45 p.m. Sunday: Wednesday: Gid Brown Bible Pastor: John K. Burke Sunday School 10 a.m. Worship Service 11 a.m. Youth and Evening Service 6 p.m. Prayer Service'7:30 p.m. Massanova Pentecostal Pastor: Rev. L.D. Savage Sunday: Sunday School 10 a.m. Youth 5:45 p.m. Evening Worship 7 p.m. Worship 7 p.m. Tuesday: County Methodist services County Methodist Churches will have worship services for Sunday, Jan. 31 as follows: Flint Hill at 8:45 a.m.; Sperryville at 11:15 a.m. and Willis Chapel at 10 a.m. The Rev. Merlin Shorb is pastor and invites the public. New Hope Baptist Bible Pastor: Carl R. Menefee Sunday: Sunday School 10 a.m. Worhsip service 11 a.m. Evening Service 6 p.m. Wednesday: Evening Prayer, Bible Study 7:30 p.m. Amissville Baptist Pastor: Rev. V. DeLong Sunday: Sunday School 9:45 a.m. Morning Worship 11 a.m. Evening Service 6 p.m. Wednesday: Bible Study 7 p.m. Mission Groups 7 p.m. Slate Mills Baptist Pastor: Rev. J. Harold Eaton Sunday: Sunday School 10 a.m. Morning Worship 11 a.m. Wednesday: Children’s Choir 6:45 p.m. Youth & Adult Choirs 7:30 p.m. Thursday: W.M.U. Meeting Reynolds Memorial Baptist Sunday: Wednesday: Thursday: Sunday: Pastor: Jon Heddleston Sunday School 10 a.m. Morning Worship 11 a.m. Community Youth 6-8 p.m. Choir Practice 7 p.m. Mt. Lebanon Baptist Pastor: Tom Wiles Adult Bible School/Sunday School 9:45 a.m. Morning Worship 11 a.m. Bible Study 7 p.m. Prayer Meeting 7:30 p.m. Wednesday: St. Peter’s Catholic Mission Rev. Robert A. Lange, Rector Masses: Saturday Vigil, 5:30 p.m. Sunday, 10 a.m. Holy Days of Obligation call 675-3432 Weekdays Tuesday-Saturday, 8:30 a.m. Confessions: 4-5 p.m., Saturday Bethel Baptist Church Pastor: Rev. Forrest Freeman Sunday: Sunday School 9:30 a.m. Morning Service 11 a.m. Wednesday: Midweek Prayer and Bible Study 7:30 p.m. Amissville United Methodist Pastor: Rev. Richard S. Gordon Sunday: Sunday School 9:45 p.m. Worship Service 11 a.m. Youth 4 p.m. Thursday: Adult Choir 7:30 p.m. Washington Baptist Pastor: Rev. Phillip Bailey Sunday: Sunday School 9:45 a.m. Worship Services 11 a.m. Tuesday: Children’s Choir 7 p.m. Adult Choir 7:30 p.m. F. T. Baptist Pastor: Rev. Douglas Farmer Sunday: Sunday School only, 10 a.m. Trinity Episcopal Rector: Rev. Jennings W. Hobson III Sunday: Holy Eucharist 8 a.m. Morning Prayer II 9:15 a.m. Sunday School 10 a.m. Holy Eucharist 11 a.m. Wednesday: Bible Study, Holy Eucharist 9:30 a.m. Thornton’s Gap Regular Baptist Rev. Kirby Shenk Sunday: Sunday School 10 a.m. Worship Service 11 a.m. Birthdays highlight Amissville news Happy birthday wishes are sent out to Stacey King from her mother Nellie King. Stacey will celebrate her birthday on Wednesday, Jan. 27. May God bless you with many more. Happy 17th birthday wishes are extended to Sandy Oliver whose birthday is Jan. 31. One more year until the world considers you an adult!Speaking of adults, Dennis Gordon, a counselor at Culpeper County High School, was rumored to have hit 50 on Jan. 24. I should say something like “Ain’t it nifty to hit fifty” but I won’t... Forrest Hali Poland of Midland celebrated her second birthday with a party that many of her family attended. Her parents fixed a big buffet followed by ice cream and cake. Gusts included: big brother Crockett; Dwight and Brenda Poland; Donald and Valerie Jones; Ron and Bonnie Knight; Maijie, Ken, Justin and Craig Zenger; J.C., Michele, T.J., Mike and Camilla Harding; Rusty and Tracey Hunter; and Lauren By GLENDA GUM .:.■.•. '.•■■■.'. Poland. After a great evening, Forrest told her departing guests, “See you tomorrow!” What a sweetie! Rebecca Burke recently took her first airplane flight to visit her sister, Kelly Burke Miller in Rochester, N.y. She stayed for several days enjoying shopping and New York’s abundance of snow. On her return trip, Kelly accompanied her to spend a few days with family in Virginia. Kelly Miller was surprised with a birthday party given by her family at the home of her grandparents, John and Mary Hitt, with many friends and family attending. Kelly loves her visits home, but there is never enough time to visit everyone she wishes she could see. Her husband, Sergeant Kerim Miller, a Marine Corps Recruiter in Canandaigua, N.Y. was recently honored with a special award. Major General Gary L. Parks, Commanding General of Marine Corps Recruiting Command, presented Kerim with the Navy Marine Corps Achievement Medal. His family and friends are very proud of him and wishes him the very best in his career. Our sympathy is extended to the family of Ruth Johnson who passed away earlier this month. Her family and friends gathered at Bethel Baptist Church in Amissville for her funeral services presided over by Rev. Forrest Freeman. She will be remembered and loved by all who knew her. Our belated condolences are also extended to the friends and family of Ms. Peggy Rosenberger Bowen. She was well loved and respected in the community. Donations in her name may be made to the Jeffersonton Baptist Church Building Fund, c/o James Meade Jr., 501 Azalea Street, Culpeper,. Va. 22701. * Culpeper County Public Schools will be closed on Feb. 1 for a professional workday. The end of the first semester was moved to Jan. 29. “For a Child’s Heath” will be presented on Saturday, Feb. 27 from 2 until 4 p.m. at the Culpeper County Library. Many activities will be offered including: child and infant CPR training; vision and hearf ing screening; depression screening; story time and puppet theater; fingerprinting for personal ID by the Culpeper Police Department; developmental screening; local 4*-ll and “Doc in the Box.” McGjPufT “The Crime Dog” will be *thg special guest. Several commit nity agencies will also *be available to answer questions or provide information. Plan to take advantage of this free service to assure your child’s continued good health. Have a fantastic week and thank you for your news! Sperryville residents entertain, travel Mr. and Mrs. Ranny Aylor visited Bud Corder at the Winchester Rehabilitation Center on Sunday. They also visited Mr. and Mrs. John P. Lowery in Winchester. The Sperryville United Methodist Church will have worship service at 11:15 a.m. on Jan. 31. Rev. Merlin Shorb invites the community. Isabelle Eastham of Flint Hill was a Saturday playmate of Tiffany Wayland at the home of her parents, Billy and Barbara Wayland. Sunday guests of Mr. and Mrs. Bernard L. Jenkins were Mr. and Mrs. Kirby Lang of Madison, Richard Jenkins, Amy Wharton and Amanda of Culpeper, Mr. and Mrs. Ronnie Jenkins, Mr. and Mrs. Jack Baldwin and David, Mr. and Mrs. Lester Deal, Mrs. Lillie Corbin and Mrs. LeeAnna Wharton. Guests in the Jenkins home on Friday were Mrs. Mae Dodson of Orange, Mr. and Mrs. Ricky Pullen and Ashleigh of Washington and Mrs. Angie Baldwin. Anniversary wishes go out to Mr. and Mrs. Lester Deal who celebrated theirs on Jan. 22. Mr. and Mrs. Andy; Baldwin were Sunday evening guests of Mr. and Mrs. Ricky Pullen and Ashleigh in Washington. ^ Mrs. Polly Aylor, Miss; Heather Aylor and Mrs. Helen Coffey visited Bud Corder at the Winchester Rehabilitation Center last week. * * ; Guests during the weejj last week of Mr. and Mrs. Bernard L. Jenkins included Mr. A.H. Buckner III, ftfrj.i LeeAnna Wharton, Rev. John' K. Burke and David Smoot. Have a good week. I Members enjoy gardening suggestions BY HELEN PLATT Rappahannock News Contributing Writer The Rappahannock County Garden Club held its first meeting of the year with melting ice and snow outside but cheery warmth indoors. Hostesses for the meeting, Dee Axelson, Joan Herrema and Sandra Anderson, provided a generous buffet of good food from a table that looked like spring itself. Maggie Bracewell and Joan Herrema of the program committee presented Joyce Wake from the Warrenton Farmer’s Cooperative who spoke to the group about water gardens. Ms. Wake, who introduced water garden supplies at the Coop four years ago, illustrated her talk with examples of materials needed to create a small pond suitable for growing water plants. She spoke from personal experience and offered helpful advice about desirable location and exposure for a pond. She also had suggestions for the selection of plants and the choice of fish to make a balanced pond. Many questions from the audience indicated great interest by club members in creating water gardens. President Betty Wood presided over the business portion of the meeting which followed the program. Several committee chairmen reported on plans for future club meetings this spring. The schedule for horticulture exhibits for the day specified “needled evergreens” and a number of members brought specimens. Blue ribbons for their exhibits were awarded to Ruth Baumgardner, Mary Priest, Celine Siira and Jo-An Getsinger. Brookside Restaurant & Gift Shop U S. 211 E. Luray Foothills of Blue Ridge Mountains Sun. to Thurs. 7 a.m. - 8:30 p.m. (540) 743-5698 ROBERT J. CLATTERBUCK Plumbing and Heating Flint Hill, VA 675-3378 W.C. THOMPSON FUNERAL HOME 503-7 NORTH MAIN ST. CULPEPER, VIRGINIA (540) 825-6700 “See Us For All Your Building Supply Needs" 1418 Orange Road Culpeper (540) >254)937 Sperryville Emporium “The Shop that has EVERYTHING" U. S. 211, West Sperryville, VA (540) 987-8235 Time Tor Learning’ These are wonderful years, when lhere is so much to lcam-and hours enough in which to learn it. ^ outh has an unquenchable thirst for knowledge; also the desire, the capacity and the energy to aosorh-if given even a little encouragement. But today, perhaps more than ever before in history, vouth need A guidance. This is certainly not limited to “hook’’ knowledge. Our youth need time to learn about relationships, values, and their creator. These lessons are learned from significant people who care to spend time in daily involvement with them. Surround than with these people - some of which can he found in your house of worship. Guide our young people in this direction. t Sunday John 17:1-2* Monday Acta 9:1-25 Tuctday Act* 9:26-43 VMnndiy Acte 10:1-33 Thursday Acts 10:34-48 1:1-* Saturday 1 Corinthian* 12:1-11 Scriptures Selected by The Amencen Bible Society Copyright 1998 Kenw Williams Nawspapw Sarvc. P 0 Bor 3005 Charlottesville, VA 22908 ABERDEEN BARN Steaks • Seafood • Prime Rib Banquets * Luncheons in the Holiday Inn of Culpeper (540) 825-1037 Jimmies Auto Parts Complete line of foreign & domestic parts 161 Saunders St. • Culpeper (540) 825-8030 The Color Shoppe/ Paint • Carpet • Wallcovering Blinds Rt. 29 South • 2 miles from Culpeper Old Hudson Ham Building _ 547*9743 GOLDEN CORRAL Family Steak House (540) 825-5888 • Culpeper CHOOSE BOOKS FROM THE CORNER SHELF “ON THE QREEN”SOUTHQAlTE CULPEPER 825-4411 WIDE SELECTION PERSONAL SERVICE Church Activities are brought to you courtesy of these advertisers and the Rappahannock News

Birthday wishes to S. Falls Samantha Falls, daughter of Tim and Edie Falls celebrated her ninth birthday on Saturday afternoon with family, friends and playmates. Birthday cake and ice cream were enjoyed by all. ; Mrs. Florine Estes of Sperryville returned home on Saturday after spending several weeks with Mr. and Mrs. Larry Conners and Bethany. By JUNE CLARK 987-8827 Ray Crawford, Charles Ray and Elizabeth of Sperryville, Curtis Crawford and Katherine of Flint Hill and Sharon Wyrrick were visitors of Mrs. Audra Crawford during the week. Mr. and Mrs. John Norman, Leslie and Eric of Washington were Saturday afternoon guests of Mr. and Mrs. Richard Burke. Mrs. Sallie Keyser of Sperryville was a Wednesday afternoon guest of Misty Hitt and Mrs. June Clark. Viewtown highlights Congratulations to Mr. and Mrs. Daniel Hitt on the birth of their son, Devin Richard. Brittany Reid was a recent guesi of April Reid. By GLADYS DODSON fV §37-4904 Mrs Lizzie Compton has returned home after being a patient in Fauquier Hospital. We wish her a speedy recovery. Christopher Jenkins won first prize in the Tiger Cubs contest and third in pack 126 Pine Wood Derby Race on Saturday, Jan 6. K. Zindel named to Dean’s List Kathryn (Katie) Zindel has been selected for the Dean’s List at Shenandoah University with a GPA of 3.6 for the 1998 fall semester. Katie is in her sophomore year and a full time student at Shenandoah, majoring in Psychology/Elementary Education. ! Katie is the daughter of BUtch and Jan Zindel of Amissville and is currently employed at Shenandoah as a student tutor. Fisher family Welcomes son ; Marianne and David Fisher of Montpelier, Vt. are proud to announce the birth of a son, Kyle Alexander on J^n. 20. • Kyle weighed eight pounds and one ounce and was 21 ihiches long. ! Paternal grandparents are Dawn and Brad Fisher of Washington. ! Maternal grandparents a& Louise Jordan of New Orleans, La. and Michael Salmon of Alexandria. Photo courtesy of Linda Dietel 100 AND COUNTING: Grace Yocum, formerly of Flint Hill, celebrated her 101st birthday, Jan. 23 at Warrenton Overlook. On hand from Rappahannock to share in birthday wishes, cake and ice cream were her old friends Ruth Richardson, Sam and Waldron O’Connor, Linda Dietel and Lorriane Kesting. A. Burke approved for Eagle project Andrew Burke went on a camp out this past weekend with Boy Scout Troop 200 of Flint Hill to Camp Rock Enon at Gore, Va. All the boys and adults enjoyed the weekend. Andrew has been approved through the Boy Scout Association Council for his Eagle project, which is the highest badge in scouts. His project is to work on the trails at the Rappahannock Park. On Saturday evening Doug and Beverly Exline were dinner guests of Allan and Lisa Streightiff, Jason, Stacy, Sara and Amber in Amissville. Mrs. Jean B. Moffett spent from Saturday until Wednesday with Mrs. Page Moffett and family in Leesburg while Page was away on business. Mrs. Ann Simmons and Mrs. Ruth Clark had lunch on Friday at The Ocean Cafe in Warrenton. Among those attending a birthday party for Samantha Falls in Woodville on Saturday were Mr. and Mrs. Bobby Brown, Amanda and Bobbie Jo, Mr. and Mrs. Edward M. Clark and Mr. and Mrs. Richard Simmons. Happy birthday to Ms. I 1 ' By RUTH CLARK 675-3608 Barbara Embrey of Marshall and Vivian Hackney who will celebrate their days on Sunday, Jan. 31. Richie Eastham of Culpeper was a Sunday visitor of his grandparents, Mr. and Mrs. Edward M. Clark. Our condolences to Ernest Lillard and family on the passing of his sister Sallie Lillard. Also sympathy to the family of Robert Brady. On Wednesday Mr. and Mrs. John Schultz visited Mrs. Alyson Sengstack and sons Eric and Jason in Centreville. Ms. Bonnie Cave of Amissville, Mrs. Sarah Brown and Miss Amanda Brown had lunch at Country Cookin in Warrenton on Sunday. The third annual variety show put on by members of the Washington Baptist Church is Saturday, Jan. 30 at 7 p.m. at The Theatre. A lot of good fun and entertainment has been lined up, there is no charge for admission but donations will be accepted for the church building fund. Happy belated birthday wishes to Amanda Clark, daughter of Mr. and Mrs. John Clark Jr. Haley Clark of Amissville was a Friday overnight guest of Amanda in celebration of her birthday. Mr. and Mrs. Bobby Weakley were Sunday afternoon visitors of Mrs. Erma Jenkins. Mrs. Erma Jenkins and Mrs. Alice Butler visited Mrs. Janie Burke at the Culpeper Health Care in Culpeper recently. Sunday afternoon visitors of Mrs. Alice Butler were Mr. and Mrs. Nick Penaranda of Culpeper. Guests on Monday of Mrs. Alice Butler were Mr. and Mrs. Lou Giogan of Vienna. Call 675-3608 when you have news for this column. Rappahannock News gift subscriptions are enjoyed 52 weeks a year. Call 675-3338 to give one. 11HMKNDOUS SELECTION NOWOP PALL & WINTER MERCHANDISE! Peebles Great Fashions. Great Prices. Every Doyl ROYAL PLAZA • FRONT ROYAL, VA • (540) 635-3101 • HOURS: MON.-SAT. 10-9; SUN. 12-5 LURAY SHOPPING CENTER • LURAY, VA • (540) 743-1110 • HOURS: MON.-FRI. 10-8; SAT 9-8; SUN 12:30-5:30 WARRENTON CENTER • WARRENTON, VA • (540) 347-1820 • HOURS: MON.-SAT. 10-9; SUN 12-6 Upcoming Events Democratic committee to meet The Rappahannock County Democratic Committee will hold its regularly scheduled first-Wednesday-of-evenmonths meeting at the Library on Wednesday, Feb. 3 at 7 p.m. This is a regular business meeting. All interested people are invited. For information or in case of impending bad weather call Franklin Schmidt, 987-8410. Girl Scout cookie time again The Rappahannock Girl Scouts are currently taking orders for their annual cookie sale. Orders will be taken until Feb. 1. You may order from any troop member or contact Michele Herbert at 937-5901. Cost is $3 per box. Science fair scheduled Students at Rappahannock Elementary School and Rappahannock High School are busy getting their science projects ready for the Rappahannock Science Fair whichwill run from Feb. 3-5. The public is invited to visit the Science Fair from 1 until 8 p.m. on Thursday, Feb. 4. RAA registration set The Rappahannock Athletic Association has announced the following dates and times for registration: Saturday, Feb. 6; Saturday, Feb. 13 and Saturday, Feb. 20. All registration will be held from 9 a.m. to 1 p.m. at the. Rappahannock County Library. All new players signing up must bring a copy of their birth certificate to registration. Cost ranges from $35 to $60, a discount applies for each additional family member. For information or rates call Fred Naramore at 937-5367 or Mauri Payne at 675-3729. All games are played in Amissville. GED testing planned If you would like to take the GED test, register at your county school board office. The five-part test is offered every second Friday evening and Saturday morning of the month, with your attendance being recommended for both sessions. Testing on Friday is from 4:30 to 8:30 p.m. and. Saturday from 8:30 a.m. to 1:30 p.m. The cost for taking the GED test is $35. Upon successful completion a State of Virginia diploma will be issued in your name. Additional information may be obtained by calling 825-0476 and asking for Malcolm Davis, GED Examiner. Movie at The Theatre “Character” will be shown at The Theatre in Washington on Friday, Jan. 29 and will start promptly at 8 p.m. Tickets are $5 for adults; $4 for students and $3 for children under 12. “Character” took the best foreign language film prize at this year’s academy awards, but it is substantially different from the typical off-the-rack Hollywood offering. It is rated R, 114 minutes. Come meet the sheriff Rappahannock residents are invited to help unite the county and come meet the new sheriff and his department on Sunday, Feb. 7 beginning at 3 p.m. at the Washington Fire Department. Sheriff Larry Sherertz wants to hear from you. He invites residents to bring their questions and concerns to the meeting. Ragged Mountain activities set The following activities are scheduled through Ragged Mountain Resource Center or more information may be obtained by calling Hunt Harris the center, 987-3366: Saturday, Jan. 30: Women’s hike series: Destination Mary’s Rock, meet at Mountainside Market by 9 a.m. or at Panorama parking lot by 9:30 a.m., bring layered clothing and food for self, back by mid-afternoon. Contact Mary Boudreau Bittinger at 987-9200 or 987-9300. Sunday, Jan. 31: Full Moon hike, Old Ragged Mountain, meet at Mountainside Market by 4 p.m. or upper lot in Nethers by 4:30 p.m. Contact Hunt Harris at 987-3366. Spring Soccer registration slated The Rappahannock County Soccer League announces that Spring soccer registration will take place in February. There will be two on-site registrations at Rappahannock County Elementary School on Feb. 6 and 13 from 9 a.m. until noon. For information call Sara Lawrey at 675-1781. • 4-H Winter Camp planned The Culpeper-Shenandoah-Rappahannock 4-H Winter Camp will be held the weekend of Feb. 19-21 at the Northern Virginia 4-H Educational Center near Front Royal. Campers between the ages of 9-14 may attend. If you are not currently enrolled in 4-H, you can easily enroll and attend this camp. The weekend theme will be “Swinging to the Oldies” and the cost for the camp is $63. Registration forms are available at the Extension Office and Rappahannock County Elementary and High Schools. For more information call 675-3619. Family Run 5K planned On Saturday, Jan. 30 the Shenandoah Valley Runners Club will host the Family Run 5K at Signal Knob Middle School in Strasburg. Runners from Rappahannock County, especially related runners, are welcome to attend. The race will start at 9:30 a.m.; registration begins one hour earlier. Entry fees are $3 for members, $4 for non-members and $1 for students. Call 465-8919 for information. Health Dept, to hold special hours The Rappahannock Health Department will be open the second Monday of each month for WIC and WIC check pick-up from 4:30 to 6 p.m. Should you have questions call 675-3516. Karate classes underway Shorin-Ryu Okinawan karate classes are currently underway at Ki Theatre in Washington. Classes will be held on Wednesday from 4 to 5:30 p.m. for juniors and from 5:30 to 7 p.m. for adults. New students are invited to try the first class for free. For additional information call Betsy Toth at 349-0632 or Arthur Drago at 635-7554. Fruit school scheduled The annual Rappahannock-Madison Fruit School will be held on Thursday, Feb. 11 at Graves Mountain Lodge. For more information contact Kenner Love at 675-3619. Consultation services available Virginia Department of Rehabilitative Services Rehabilation Counselor Timothy Brown will be available for consultation services on Thursday, Feb. 11 at Rappahannock County Department of Social Services Office from 9:30 to 11:30 a.m. For information or appointment call 727-3259.

Rentals 000. Rentals - Apartments 011 Rentals - Condo 022 Rentals - House 033. Rentals - Lots & Acreage 044. Rentals • Mobile Homes 055, Rentals - Room 066 Rentals - Shared Housing/Roommates 077. Rentals - Townhouses 080. Rentals - Office 088. Rentals - Wanted Vacation Places 090. Vacation - Rent 095 Vacation • Sale 099 Vacation - Wanted Residential Sales 100. For Sale By Owner 111 ..Sales - Condo 122. Sales • Houses 133. Sales - Lots & Acreage 144. Sales - Manufactured/Custom Housing 155. Sales - Mobile Homes 166. Sales - Townhouses 177 Sales - Wanted Commercial Real Estate 180. Commercial - Rent 188. Commercial - Sale V96 Franchises/Business Opportunities * * Merchandise 200,'Antiques & Collectibles 20i*Arts & Crafts 208. Auctions 212. Cemetery Lots 216. Computers/ Electronics 220. Farm Equipment & Supplies .224. Firewood 228: Furniture/ Appliances 2327 Garaae/Yard/Moving Sales 236! Hay, Straw & Feed 240. Horses 244 Jewelry 248. Lawn/ Garden Equipment 252 Livestock 256. Miscellaneous For Sale 260. Miscellaneous For Rent 261. Miscellaneous Wanted 262. Musical Instruments/Equipment 266. Office Equipment/Equipment 270. Penny-Pinchers 274. Pet Supplies/Sale/Service 278. Produce 282. Recreational Equipment/Health 286. Seasonal Sales Free Merchandise 290. Found 294. Giveaways 298. Lost Services 350. Business Services 355. Child Care Offered 356. Child Care Wanted 360. Commuters Corner 365. Domestic Services 370. Financial/ Mortgages 375 Home Health Care 376. Home Improvement 380. Instruction 385. Lawn/Garden 390 Personal Services 391 Services - Miscellaneous 395. Services - Wanted Announcements 400. Adoption 410. Announcements 420. Birthdays/Happy Ads 430. Coming Events 440. Entertainment 450. Personals 460. Seasonal Specials 470. Tributes Legal Notices 480. ABC License 490 Legal Notices 485. Bids & Proposals Employment 500. Domestic Help Wanted 515. Employment Services 545. Full Time Employment 560. Part Time Employment 575. Seasonal Employment 590. Wanted: Jobs Transportation 600. Antiques & Classics 605. Automobiles 610. Jeeps 620. Aviation 625 Boats & Accessories 630. Campers/ RVs 635. Construction/ Heavy Equipment 640. Motorcycles 645. Off-Road/ Unlicensed 650 Parts/ Accessories 655. Rentals 660. Repair/ Service 665. Sport Utility Vehicle 670. Trailers 675. Trucks/ Pickups 680. Vans/ Buses 685. Vehicles Wanted Rentals/ Sales!!! Automotive Can 703.7774^10 and ask about our Home Improvement and Bittiness & Professional Directories Reston Times Herndon Times Vienna Times Great Falls Times McLean Times Centreville Times Chantillv Times 4 Loudoun County Loudoun Times-Mirror Eastern Loudoun Times Clarke Times-Courier rauquier 1 imes-Democrat^^ \ Rappahannock News Fairfax Times Fairfax Station Times Burke Times Springfield TimesCourier Weekend Classified ^Rappahannock, ^ County ,/ lrier^^s/ Fauquier County < 1-800-852-4797 Fax 703-689-1278 http://www.timespapers.com Community NewspapersJ NORTHERN VIRGINIA Private Party Deadline Monday 4:30 P.M Reach over HALF A MILLION Northern Virginia readers in Times Community Newspapers. Run your private party ad in 16 of our 17 weekly papers plus the internet for only $25 for 5 lines. YARD AND GARAGE SALES: $12.50 (for 5 lines) per week in yotJs^rea. Bargain Basket: Sell your itemsNpriced under $100 for only $12.50 per week (5line minimum). Price must be listerjfin ad Total price for all items in ad may not exceed $100. Prepayment required for all private party advertising. For your convenience we accept Visa, MasterCard, American Express and Discover. Less circulation is available, call for details. Commercial Wrap up Northern Virginia! Our awardwinning newspaper group delivers 16 local newspapers plus a weekend classified section and the Internet. Experience value, service and results with a business ad in: EMPLOYMENT (deadline 4pm Monday) CLASSIFIEDS (deadline 4:30pm Monday) HORSE & FARM DIRECTORY (deadline 1 pm Monday) LEGAL NOTICES (deadline 4:30pm Friday) BUSINESS & PROFESSIONAL DIRECTORY (deadline noon Friday) HOME IMPROVEMENT DIRECTORY (deadline noon Friday) Please call for a price quote: Employment: 703-689-1260 Fairfax & Metro: 703-444-4480 Loudoun: 703-777-1110 Clarke: 1-800-339-6267 Rappahannock: 1-800-852-4797 Fauquier: 540-349-9577 EQUAL HOUSING OPPORTUNITY All real estate advertising herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or intention to make any such preferences, limitations, or discrimination. Additionally, the Commonwealth ol Virginia forbids discrimination based on ekxrliness, parenthood, or handicap. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. After An Ad Is Ordered it cannot be changed or cancelled after the posted deadline for that issue. At the time of placing your ad, it will be read back to you for any corrections to be made Read your ad carefully the first time it appears in the paper. If it contains an error, or if you wish to make changes, call at once. No adjustments will be made on errors that do not materially affect the value of the advertisement All errors must be reported by 3:00 p.m. Monday following the date of advertisement and reserves the right to reject any advertisement deemed objectionable in subject matter, phraseology or setup The Times Newspapers are not liable for the quali!y of advertised products or services. we Accepf o n n n j i Rentals Apartments v.. . . ’ . j SPERRYVILLE, 4BR 2BA on 2nd fir, ovei Mountainside Marke Health Food Store 1500 sq.ft. + Ig outdooi deck. Cath. ceil in LR everything just 3 yrs old. All appliances Avail. Now! Call Briar 540-987-1010. Rentals Houses 3BR, 2BA house near Washington Virginia. Call 540-675-3337 or 540-675-3061 Shared ■ Nous] no l J WASHINGTON, VA, basement, apt. for male/ female occupaht. $275/ mo. Avail. Feb. 1. private entrance, private BA, BR, LR, W/D, dogs not allowed. Lee or Wendi 540-987-8335 * ' > JW® Auctions GENERAL PUBLIC AUCTION Fri., Jan. 29 6:00 p.m. Used furniture (including 2 new bedroom suites plus bunk beds, etc.), household furnishings, glassware, china, band saw, collectibles & misc. Something for everyone! Culpeper Auction Center (VAF#255) 12282 Sperryville Pike Culpeper, VA No buyer 's premium. For info (540) 825-9045 CulAucbon ©aol.com www.culpepefauction.com HM WWW * l ****_> HAY - 4X5, 1000LB round bales. Horse quality Barn kept. 540675-3887. Cow hay also avail r—.1. 252 Livestock V....:'.i-:..'. . ■■ ' "! ■ ANGUS BULLS, 1-2 yrs, good selection, farm performance-tested, hvy muscled, good qual. Hill Crest Farm, 540-364-2875. WANTED: STANDING Timber. For free consultation call Nail's Timber 540-877-1495 —infij 29H; Giveaways BARN HOMES NEEDED for shy unadoptable cats, all medical prov., spayed/neut. 703-2950678. 29« iiii P'lflPP 800 lb. Black Angus bull, missing approx. 6 wks. $1,000 reward offered for info leading to the arrest & conviction of person/ persons involved if stolen or shot. Ray T. Cannon 540937-4900 Business Services J EARLY’S CARPET, INC. The txie-su>p shop lor complete Home Decorating Service Flexor Coverings • Window Treatments Wallpaper* Slip ('overs & Upholstery Residential & Commerical Kt. 211 An.HsvilW, VA BMW 1978 S30I- Fair condition, needs new cooling system. Fun Drive! $1000/ obo. 540-351-6046. Sonny’s Auto Parts Used parts for cais& trucks Some new parts Motors, transmissions & parts Installed (if purchased here) Over2,000 cars and trucks at all times. We Buy 8 Sel rumng cars and trucks Cpen Mn-Sat 95 • Cbeed SLn LocaadRt.229.5mtespaS CupeperHgfi School 895-2571 CHURCH NURSERY WORKER Amissville United Methodist, Call Rev Richard Gordon 540-937-4397 or Doris Fowler 540-675-3434 937-5500 Employment Olds Buick Pontiac GMC Warrenton, VA 540-347-3341 •AUTOMOTIVE TECHNICIAN •OIL CHANGE SPECIALIST •SERVICE WRITER Apply in person 3E3S3E3E3E3E RECRUITER #9071-02 FT. Admin & clerical support for recruitment & employment activities. Associates or equiv. $18,428 - $20,763. Apply with RRCSB application by 12:00 noon, 2/5/99, to RRCSB, P.O. Box 1568, Culpeper, VA 22701. 540-825-3100 SECRETARY/ GIRL FRIDAY Part-Time. Good driving record. Good with numbers. (540) 937-5079 GET RESULTS! advertise in the CLASSIFIEDS Apartment Living ...> Brand New Apartments One Month Rent - FREE! | 2 Bedrooms From $465 f 3 Bedrooms From $545 I 1JV a CULPEPER COMMONS • 2 & 3 bedroom apartment homes Fully equipped kitchens * Gas beating and bot water • WalHo-wall carpeting • Walk-in closets with linen sbehing • fool, clubhouse and fitness center • Private balconies/patios Directions: From Main Street, proceed to a right on James Madison Hwy. Left on Belle Ave. to a right on Spring Meadow Lane. Leasing office is on left. located across from Wal-Mart. 1301 Spring Meadow Lane • Culpeper,VA 22701 KSI MANACEMBaCOM* Tel (540) 829-8595 Fax (540) 829-8596 Professionally Managed by KSI Management Corp. Classifieds Get Results! , WANT YOUR PHONE TO RING? (s' ADVERTISE IN TODAY’S CLASSIFIED Tell It all — tell It well, through an ad In the classifieds! You'll hear the results immediately! 1-800-852-4797 SECRETARY Immediate need for full-time SECRETARY to work out of our Leesburg, VA office from 7am to 4pm. Duties include word processing, typing, copying, filing, answering phones, and data entry. Must be RELIABLE. Excellent benefits, salary commensurate with experience. Please call or send resume with salary history to Andy: Schnabel Engineering Assoc., Inc. 751 Miller Drive SE, Suite C-1 Leesburg, VA 20175 Phone: (703) 779-0773 Fax: (703) 589-1246 Sales A COLD CALLERS DREAM IS TO: SELL WHAT BUSINESS OWNERS NEED! Avg. commission “$400 to $1500 per sale”. We pay up to $600 for a reprogramming. Lynk Systems, a National ATM, Credit & Debit Card Processor is seeking highly motivated account exec’s to sell directly to Merchants. * Weekly Paychecks * Company Paid Health Insurance * 401K Retirement Plan * Transaction Residual Income * Explosive Growth Industry Must Be Prepared To Begin Immediately! Call Lynk Systems (800) 422-2792 or fax (410) 328-9148 r .^ *' ' Jtgteifaftft i _II_I AUCTION DOLLS, DOLLS, DOLLS Saturday, Jan. 30 at 10 a.m. at the gallery, Rt. 211, Amissville, VA Doors open at 8 a.m. More than 350 quality modem collectible designer dolls (nearly all mint, in box) to sell by catalog. COME SEE! TERMS: Cash or good check with ID. No Buyers Premium. Food served. Please call ahead in case of snow or icy roads! Bill Payne Auctions, Inc. P.O. Box 178 • Amissville, VA 20106 (540)937-4142 A. F 0330 -ft' For color photos, visit our web site: iwww.bpauctions.com • E-mail: bpa&tidal.wave.net VIRGINIA: IN THE CIRCUIT COURT OF RAPPAHANNOCK COUNTY IN RE: ESTATE OF MARIE TARPEY, DECEASED Fid. Case No. 651 SHOW CAUSE ORDER IT APPEARING that a report of the accounts of Douglas K. Baumgardner, Co-Administrator C.T.A. of the Estate of Maiie Tarpey, deceased, and of the debts and demands against her estate has been filed in the Clerk’s Office, and that six months have elapsed since the qualification, on motion of Douglas K. Baumgardner, Co-Administrator C.T.A. it is ORDERED, in accordance with Section 64.1-179 of the Code of Virginia, 1950 (as amended), that this Order be published once a week for two successive weeks in the Rappahannock News, a newspaper of general circulation in Rappahannock County and that the creditors of, and all others interested in, the estate do show cause, if any they can, on the 8th day of March, 1999 at 10:00 AM before this Court at its courtroom at the Courthouse in Washington, Rappahannock County, Virginia, against the payment and delivery of the Estate of Marie Tarpey, deceased, to the distributees and legatees, without requiring refunding bonds. ENTER: William Shore Robertson JUDGE Date: January 11, 1999 I ask for this: Douglas K. Baumgardner Administrator C.T.A. of the Estate of Mara Tarpey, Deceased Seen: Sharon Genebach Luke Commissioner of Accounts Franklin B. Reynolds, Jr. Guardian ad Litem 1-20,1-27-99 #235976 TRUSTEE'S SALE OF 10 Locust Lane Sperryville, VA In execution of deed of trust from Thomas Lee Kindall and Harriet F. Racor Kindall, dated January.27, 1997, recorded in the Clerk's Office, Circuit Court. County of Rappahannock, Virginia, in Deed Book 223, page 451, and re-recorded in Deed Book 2291, page 550, securing a ban which was originally $80,706,61, the undersigned Substitute Trustee will offer for sale at public auction property described as: That lot in Rappahannock County, Virginia, being on the East Side of State Secondary Route 600, containing 1.0 acre, more or less. Less and Except that parcel containing 24,000 square feet, conveyed by deed, recorded in Deed Book 93, at page 1 in the aforesaid Clerk’s Office. Sale is subject to all prior liens, easements, restrk> tions, covenants and conditions of record, if any. Said public auction to be held in front of the building housing the Circuit Court for the County of Rappahannock, Virginia, on Gay Street in Washington, Virginia, on February 5, 1999 at 1:00 p.m. Terms: Cash. Bidder's deposit of $5,000.00 IN CASH OR CASHIER'S OR CERTIFIED CHECK will be required at the time and place of sale, with balance of sale price to be paid in 14 days. This communication is from a debt collector. Winfrey T. Wade, P.L.C., Substitute Trustee. 1 * FOR INFORMATION CONTACT: (Barbara) Winfrey T. Wade, P.L.C. i Thompson, Smithers, Newman & Wade 5911 West Broad Street Richmond, VA 23230 Phone - (804) 288-4007 1-27,2-3-99 #236812 " VIRGINIA: [ IN THE CIRCUIT COURT OF RAPPAHANNOCK COUNTY R. V. SNEAD, , 1 FRANCES A. FOSTER, THOMAS B. MASSIE, TRUSTEES OF WASHINGTON BAPTIST CHURCH, Plaintiffs vs. In Chancery # 99-3 THE UNKNOWN HEIRS OF MARY M. LONG and FRANC ES L. SLAUGHTER, or their widow or widower and heirs, devisees and successors in title, whose names and addresses are unknown and who are made parties defendant by the general description of PARTIES UNKNOWN, AND any other unknown heirs, devisees and successors in title, if any such there by, and/or any known parties having an interest in the lands which the Trustees of Washington Baptist Church , currently own, whose names and addresses are unknown and who are made parties defendant by the general description PARTIES UNKNOWN, Defendants ORDER OF PUBLICATION THE OBJECT of the above-styled suit is to quiet title to the following real property situated in the Town of Washington, Rappahannock County, Virginia and more particularly described as follows: That certain lot or parcel of land devised to Frances L. Slaughter under the last will and testament of Mary M. Long, dated October 4, 1876, pjfobated April 10, 1882 and recorded in the Clerk’s Office of the Circuit Court of Rappahannock County, Virginia in Will Book F, at page 151. The said lot was conveyed to Middleton Miller, William H. Carter and Stonewall J. Wood, Trustees on behalf of the Baptist Society of Christians belonging to the Shiloh Association, by deed from' Frances L. Slaughter and Sue F. Slaughter dated November 20, 1885 and recorded February 8, 1886, in Deed Book R, at page 26, And it appearing by affidavit filed according to law that the heirs at law of MARY M. LONG and FRANCES C. SLAUGHTER who now are or may be deceased, and whose names are unknown, are oe may be interested in the subject property in which title is to be quieted in this suit, if any such heirs at law there be. It is therefore ORDERED that all such persons claiming an interest in the land above described ap' pear on or before the 10th day of March, 1999 in the Clerk’s Office of the Circuit Court of FtappahannocK County, Virginia, Post Office Box 517, 238 Gay Street, Washington, Virginia, 22747, and do what is necessary to protect their interests. < It is further ORDERED that this order be jiutK lished once a week for four successive weeks in the Rappahannock News, a newspaper of general' ck> culation in the County of Rappahannock; that a copy of this order be posted at the front door of the courthouse wherein this court is held; and that a copy of this order be mailed to each defendant at the address shown by the aforesaid affidavit and which is listed above. ENTERED this 12th day of January, 1999. Diane Bruce Clerk of the Circuit Court I ask for this. Douglas K. Baumgardner DOUGLAS K. BAUMGARDNER Counsel for Complainants ; The Miller Building 211 A Main Street P.O. Box 270 Washington, Virginia 22747 ii . (540) 675-3617 Virginia State Bar No. 15989 ’ - 1-20,1-27, 2-3, 2-10-99_*235982 >

Obituaries % J.R. Brady Sr. ; ~ Meat cutter ’ James Robert Brady Sr., 59, of Flint Hill died Wednesday, Jan. 20 at Warren Memorial Hospital. , Funeral services were held Saturday, Jan. 23 at Flint Hill United Methodist Church with Rev. Merlin Shorb. Burial fallowed in Flint Hill Cemetery. ‘ Mr. Brady was born Jan. 2$, 1939 in Flint Hill, son of AJice Lillard Brady of Flint fjill and the late Moffett H. Brady Sr. * He was a meat cutter for CJiant Food in Manassas and a member of the Flint Hill United Methodist Church. ‘ In addition to his mother, survivors include his wife, Loretta Williams Brady; two daughters, Diane Hecksher of New Jersey and Jeanette Mallory of Castleton; a son, Tony Brady of Flint Hill and five grandchildren. Also surviving are five sisters, Louise C. McCulloch and Thelma Crane of Flint Hill, Irene.Hamilton of High Point, H-Ca Elizabeth Bennett of Front Royal and Ann Jones of Clermont, Fla. and three brothers, M.H. Brady Jr. of FliOt Hill, Charles Brady of Warrenton and Dick Brady of Oakton. He was predeceased by a son, Jimmy Brady and a sister, Mary Brady Atkins. Pallbearers were E.J. Pullen, Jack Hamilton Jr., Donald Williams, Michael Crane, Paul Bennett Jr. and Charles Brady Jr. I Honorary pallbearers were nephews. •; Maddox Funeral Home in Front Royal was in charge of the arrangements. ; Lottie Bates ! Born in Madison I Lottie Ruth Bates, 67, of Charles City, Va. died Monday, Jan. 18 at John Randolph Hosjiiital in Hopewell. . She was born Dec. 5, 1931 in,Madison County to the late Newman Knighton and Fenton Lucille Frye Gibson. She is survived by her husband, Harold E. Bates of Charles City; one daughter, Barbara Lewis Crews and her husband Michael of Chesterfield; two sons, Otis Gregory Lewis and his wife Monedia of Culpeper and Dennis Kyle Lewis of Chesterfield and three grandchildren. Additional survivors includes four stepdaughters, Corliss Brown and Denise Bates of Chesterfield, Rhonda Bates and Kathy DeVaughn, both of Richmond and three step grandchildren. She also leaves two sisters, Ida B. Gibson Holmes of Lignum and Marjorie Gibson Brock of Culpeper; one brother, Thomas E. Gibson and wife Violet of Culpeper, as well as other relatives, nieces and nephews. She was predeceased by a brother, James N. Gibson and one sister, Mary Helen Lewis. Funeral services were held Jan. 21 at Nazareth Baptist Church in Boston with Rev. Howard Frye of Huntly officiating. Interment followed in the family cemetery. Clore-Geest Funeral Home in Culpeper was in charge of the arrangements. Kinsey Atkins Born in Sperryville Kinsey Jefferson Atkins, 96, of Sperryville died Saturday, Jan. 23 at Jefferson Memorial Hospital in Charlestown, W.Va. Mr. Atkins was bom July 4, 1902 in Sperryville to the late Coley and Sara Frances Atkins. He was the husband of the late Izzar Virginia Atkins. He is survived by four sons, Charles Ashby Atkins of Sperryville, James Douglas Atkins of Delaware, Sherman Franklin Atkins of Harrisonburg and Russell Marvelle Atkins of Winchester; four daughters, Marie Foster and Sadie Baker, both of Front Royal, Laura Anne Smoot of Washington and Charlotte May Atkins of Altamonte Springs, Fla. He is also survived by a host of grandchildren, greatgrandchildren and greatgreat-grandchildren. Graveside services were held Wednesday, Jan. 27 at Washington Masonic Cemetery with the Rev. Steve Dodson officiating. Clore-Geest Funeral Home in Culpeper was in charge of the arrangements. Kenneth Fortune Bacteriologist Kenneth P. Fortune, 79, of Front Royal died Monday, Jan. 4 at his residence. Funeral services were conducted Jan. 9 at Maddox Funeral Home by Rev. William Kyle Jr., Rev. Jerry Young and Rev. Paul Hawkins. Mr. Fortune was born Aug. 3, 1919 in Springfield, Mass., son of the late Ralph Edward Fortune and Laura P u mrd Fortune. He graduated from Springfield Tech High school and was a graduate of American International College and Norwick University. He was a Bacteriologist and Poultry Pathologist with Department of Agriculture from 1954-1981, and a U.S. Army veteran. Mr. Fortune was active in Boy Scout Association from 1934-1986, serving as District Commissioner and Scout Master of Troop 52 in Front Royal, a life member in the Isaac Walton League, a charter member of the Friends of Shenandoah River of the North Fork, a member of the V.F.W. Post 1860, and the Military Order of the Cooties of the United States. Surviving are his wife, Lou Norman Fortune of Front Royal, formerly of Rock Mills, Rappahannock County; a son, Ralph Fortune of Front Royal and a brother Milton M. County producers offer tender beef In pursuit of the day that eVery steak can be guaranteed m'elt-in-your-mouth tender, the beef industry is conducting research that helps identify high quality, tender steak products before they ever reach the dinner table. Thanks to Rappahannock County beef producers, who fUnd such research through a $1 per head checkoff assessment, these studies will eventual W assure juicy and tender steaks to consumers on a more consistent basis. ■' j^nd make no bones about it; consumers surveyed say tenderness is important. In fact, recent studies show tenderness rivals taste as a leading indicator oi quality in beef. But does the assurance of consistent thndfemess have any value? The research indicates it does. “Not only did our studies show consumers are interested in guaranteed tender beef, they’d be willing to pay more for it,” . says Cynthia Boggs, Chrector of Education and Beef Promotion of the Virginia Cattle Industry Board. “Furthermore, after seeing a description of the product, nine out of 10 shoppers said they would be willing to buy the product.” l Completed in October, the Tender Select research study was conducted with 750 households at a major grocery store chain in an urban area. The shoppers were given two steaks to take home, one a guaranteed tender product and one with unknown tenderness. After preparing the product samples, 200 of those showing preferences for the guaranteed tender product were invited to the store for follow-up. Overall, consumers rated the tender beef product, called “Tender Select,” superior in all categories. Tenderness and satisfaction were rated high, and consumers said the product tasted better and was juicier. “By offering a product that’s guaranteed tender, we think we can regain the loyalty of lighter beef eaters that have strayed away from our product in the past,” adds Boggs. “They’ll know exactly what they’re getting when they buy it, and we’ll know what we’re producing when we raise it.” For that reason, a big winner in this process will be beef producers,” notes Boggs. “The future of the beef industry depends, in part, on the industry’s ability'TOcontrol the eating quality of its products,” says Briggs. “This will help the beef industry build demand for its/product.” Fortune of West Springfield, Mass. Homer Henry Former resident Homer E. Henry, 72, of Corvallis, Mont, died Sunday, Jan. 24 at his residence. He was born March 29, 1926 in Berkeley Springs, W.Va. to Mae and Edgar Henry. He spent the majority of his life as a private contractor in Virginia and retired to Florida and Montana. Survivors include his wife, Carol of Corvallis, Mont.; two sons, Kent and wife Susan of Hamilton, Mont, and Stewart and wife Betty Jo of Corvallis, Mont.; two grandsons Jason Henry and wife Michell of West Point, Utah and Bret Henry of Corvallis, Mont, and one great-granddaughter, Heather Michell Henry. He was predeceased by a granddaughter, Heather Denise Henry. A memorial service will be held to celebrate Mr. Henry’s life at 2 p.m. on Thursday, Jan. 28 at St. Paul’s Episcopal Church in Hamilton with Rev. Jean Collins officiating. A reception will follow at the church. A memorial service will be held later in Sarasota, Fla. Private family urn placement will take place at a later date. Arrangements and cremation are under the direction of the Daly-Leach Chapel in Hamilton. The family suggests memorials to the Marcus Daly Hospice of the Bitterroot, 1150 Westwood Drive, Suite H, Hamilton, Mont. 59840 or to St. Paul’s Episcopal Church, P.O. Box 758, Hamilton, Mont. 59840. Waymond Bradley Madison resident Waymond Bradley, 64, of Madison died Sunday, Jan. 24 at his residence. He was born in North Carolina on Jan. 17, 1935. His parents were the late Samuel Bradley and Florence Bradley. Survivors include his wife, Mary Bradley of Madison; two sons, Lewis Bradley and Richard Bradley, both of Culpeper; two daughters, Gloria Brown of Bealeton and Shari Jenkins of Sperryville; nine grandchildren; and two great-grandchildren. Also surviving are one brother, Samuel Bradley of Saluda, N.C. and three sisters, Alma Bright of Zirconia, N.C., Kaye Bradley and Phyllis Capps, both of Saluda, N.C. Graveside services were held Jan. 26 at Madison Memorial Gardens in Pratts with the Rev. Ezra Allman of Penrose, N.C. officiating. Clore-Geest Funeral Hdme in Culpeper was in charge of the arrangements. Ons.jiL'iLncj [ZJtlOUCjtltii by Randy Minter PRAYERFUL THOUGHTS There is now scientific data that supports what many have long known - that prayer and positive thinking have a calming effect upon the mind and a healthful effect upon the body. Those who take time out from their busy schedules to pray or meditate will be blessed with richer rewards. The paths to their goals will become clearer. Their relationships with others will grow deeper. And, most importantly, their sense of themselves will become enlightened. As the Roman philosopher Seneca noted, "The mind is never right but when it is at peace within itself; the soul is in heaven even while it is in the flesh, if it be purged of its natural corruptions, and taken up with divine thoughts and contemplations." It's often seen as just a cliche to think positively. But for those who practice this profound art, its riches are many. Truly believing in the good and receiving the blessings at hand can turn one's frustrations into peace. No one likes loss, but, too often, we focus on its power instead of upon our gratitude for the gifts that also fill our lives. At the MOSER FUNERAL HOME, we stay by your side during a time of crisis, offering consolation and competence to handle what needs to be done. You can call us at 347-3431 (233 Broadview Avenue, Warrenton) 24 hours a day. "Prayer is the wing wherewith the soul flies to heaven, and meditation the eye wherewith we see God " - Ambrose of Milan Happenings from Flint Hill The Flint Hill Baptist Church will have worship service on Sunday, Jan. 31 at 11:15 a.m. Nikki Calisto celebrated her 12th birthday with a slumber party over the weekend. Nikki also celebrated her birthday on Sunday with cake and ice cream with family and friends. Emily Welch celebrated her 10th birthday on Wednesday, Jan. 13 with cake and ice cream. Her guests were grandparents, Larry and Shelby Welch, Steve and Molly Welch, Amber and Nathan Welch, Bryant and Holly Welch and Katie Welch. On Saturday Emily had a By POLLY AYLOR 987-8136 birthday party at her home with her friends, Angela and Katrina Bigelow, Christina Naramore and Breanna Shankel. Emily had a nice birthday and received many nice gifts. We wish Emily and Nikki both a happy belated birthday. Visiting Mrs. Aubrey Lillard on Sunday were Mark and Diane Graves, Edith Graves, Lois and Wilson Duncan. Also visiting on Thursday was Helen Coffey. The Flint Hill Untied Methodist Church has worship service each Sunday at 8:45 a.m. The pastor, the Rev. Merlin Shorb invites the public. Our deepest sympathy to the family of Robert Brady, who was in a fatal auto acci-! dent last week. Funeral services were held on Saturday at 2 p.m. at the Flint Hill United Methodist Church. Art training program planned Shimmering Meadows Farm Studio, a fine arts center located in the scenic foothills of the Blue Ridge Mountains will commence the third session of an art training program for youths 8-14 years of age. The weekly session will run from Feb. 6-27. Painting and drawing with colored pencil will be the focus. Instruction in the use of colored pencil techniques will be combined with lessons in control of line and shape in an effort to teach students to learn to see and observe artists. ,13 as Kitty Dodd, artist/art director at St. Luke’s School in Culpeper and Carol Vogel, portrait artist and director of Shimmering Meadows Farm Studio will instruct. The art training program is structured into multiple sessions which run for four weeks. Each four week session explores a different medium and fundamental of the visual arts. Visual concepts such as composition and design are coupled with a strong foundation of drawing skills. To advance artistically, students must learn these fundamentals of art and practice what they learn. ine program is designed for students who i are serious f about * art and wish to learn and advance in the basic art fundamentals. Classes are held on Saturday mom ings from 10 a.m. to 12:30 p . m . Cost for each four week W session is $75. Class \ size is \ limited to k 1 enable " I students / to get as much individual attention as possible. Contact Carol Vogel at 5474385 for further information and or to register. CLORECEEST funeral home 11190 James Monroe Highway (Rt. 29 South) Culpeper, VA 540-825-2361 • 540-825-0395 1-800-924-1266 A. Wayne English, John Noon Western, Kyle Morgan Gibbs - Funeral Directors Christopher C. Geest, Consultant The Perfect Gift .. .Anytime uMUHsms “On The Morning Side Of The Blue Ridge” tells the story of Rappahannock County and its people The soft-bound book includes old photographs and special articles which appeared each month of the 1983 sesquincentennial year in the Rappahannock News plus stories of historical interest from past years. Featuring chapters on education, soldiers, doctors, slavery, freemen and integration, mountain people and the park, The Depression, old mills and settlements, travel, entertainment, natural disasters, mountain justice and farming. The collection of articles was written by the Rappahannock News staff with the help and cooperation on hundreds of Rappahannock people. Stop by the Rappahannock News office or call 675-3338 for your copy “On The Morning Side Of The Blue Ridge” $11.95 plus tax and $1.90 for postage

Boston residents enjoy busy weekend with family, friends Mrs. Faye Glinedinst spent the weekend with h^r son-inlaw and daughter, Mr. and Mrs. Dallas Wilson and family in Luray. Our prayers go out to Mrs. Ann Marie Hetzer of “Our Farm” for a speedy recovery from her recent illness. Cubmaster Joe Peregory and son Joseph and other boy scouts spent the weekend at Camp Rock Enon near Gore, Va. Birthday greetings go out to Donnie Cubbage who celebrated today, Wednesday. Mrs. Ray Frazier and son Christopher of Turkey Ridge Road were Sunday evening guests of Mrs. Alvin Atkins in Sperryville. Mrs. Darlene Updike and Mrs. Christine Timbers were Monday evening guests of Mrs. Eunice Meade on Hash Lane. Misses Sandy and Heather Berry, daughters of Mr. and Mrs. Edward Berry residents of Reva have been named to the Dean’s List at Pensacola Christian in Pensacola, Fla. where they are students. This achievement was for the fall of 1998 according to Dr. Matthew Beemer, Vice President for BOSTON *. ' « s' v*' v S ^ By MARIE F. ATKINS 98?-8802 Academic Affairs. Miss Sandy Berry’s engagement to Timothy Lee Lapp has also been announced by her parents with the wedding being planned for May. Mrs. Bill Peregory of Front Royal joined Mrs. Missy Bragg and son Mark and Mrs. Joe Peregory for lunch at Golden Corral on Friday. The Windmore Foundation meets each Tuesday at Julia’s at 9 a.m. Call 547-2555 for more information. Sympathy is extended to the Dodson brothers, Doug and John upon the passing of their uncle Kinsey Atkins on Saturday at Jefferson Nursing Home in Charles Town, W.Va. He was 92. Public school menus RCES Breakfast: Monday, Feb. 1: Yogurt/toast or cereal/milk, toast, juice and milk. Tuesday, Feb. 2: Hot cinnamon bun or cereal/milk, toast, juice and milk. Wednesday, Feb. 3: Scrambled eggs/toast or cereal/milk, toast, juice and milk. Thursday, Feb. 4. Hot oatmeal/toast or cereal/milk, toast, juice and milk. Friday, Feb. 5: Breakfast pizza or cereal/milk, toast, juice and milk. Lunch: Monday, Feb. 1: “The New Pizza”, choose two: corn pn the cob, California blend, fresh fruit. Tuesday, Feb. 2: Punxsutawney chickfen fryz, macaroni and cheese, choose two: sunshine peas, warm" mixed vegetables, early spring fruit/roll. Wednesday, Feb. 3: Hot dog on bun, carrot cake, choose two: mashed potatoes, sauerkraut, baked beans. Thursday, Feb. 4: Taco’s, mini pretzels, choose two: french fries, green beans, choice of fruit. Friday, Feb. 5: Spaghetti, hot garlic bread, choose two: steamed corn, fresh veggies/dip, choice of fruit. RCHS Monday, Feb. 1: Chicken tenders/roll, macaroni and cheese, California blend, choice of fruit or tuna salad on bun, cheese pizza and fries. Tuesday, Feb. 2: Punxsutawney hot dog, hot mashed potatoes, sunshine sauerkraut or baked beans or hot steak and cheese, corn dog. Wednesday, Feb. 3: Spaghetti, buttered corn, Seedling sale supports conservation The Culpeper Soil and Water Conservation District, is kicking off its seventh annual conservation tree seedling sale by offering a larger variety of conservation plants than before. Also, something new this year, landowners who order trees or plants will be able to have their order shipped directly to them for the nursery in time of planting. Selections this year include but are not limited to: White Flowering Dogwood, Red Bud, Old Fashion Lilac, White ’Bine and Blue Spruce. Other Jsossible selections include Strawberry Plants, Wildflower seed, Mushrooms, bedding and border plants and tree protectors. Profits from the annual sale help the District support its conservation efforts within the five member counties. For a copy of the order brochure, stop by the District, office at 351 Lakeside Drive, Culpeper or call 825-8591. The District is excited about offering landowners such a wide variety of items for planting. steamed broccoli, hot garlic bread or hot dog on bun, turkey sub/lettuce. Thursday, Feb. 4: Barbecue on bun, frenCh fries, cole slaw, yellow cake or french bread pizza, fries and fruit. Friday, Feb. 5: Vegetable beef soup, peanut butter and jelly sandwich, onion rings, apple cobbler or Burrito/salsa, cheeseburger on bun. FURNITURE Name-Brand Manufacturers Buy direct • Save up to 50%, lower than local stores. Before your next furniture purchase,call for price quotes or location nearest you. Shipping avakfcfc U) oil 50 sales Grata and 2*> difiocmonrlns NORTH CAROLINA FURNITURE CONNECTION Call 1-800/919-2555 for the location nearest you. Mr. and Mrs. Steven Clinedinst and sons and Mrs. Faye Clinedinst accompanied by the Wilson family of Luray attended services at their home church in Grottoes on Sunday evening. Mrs. Johnny Bragg and children, Kellie, Karla, Matthew and Mark were Monday evening dinner guests of the Joe Peregory family. A speedy recovery is wished for little Jacob Heflin who has been quite ill. Mrs. Ruth Peregory of Front Royal visited Mrs. Janet Peregory on Friday. Jennifer Peregory attended a slumber party for Nicki Calisto at the home of her parents in Flint Hill on Friday night in observance of her birthday. Quite a large delegation from our area attended the Singing and Pickin party at the Salem fire hall on Friday evening. Mr. and Mrs. Shelvy Frazier of Castleton Ford Road were Saturday guests of Mr. and Mrs. Marvin Burke in Rochelle. Subscribe to the Rappahannock Haws, Call 678-3338. . Real Estate Directory ' < - t ¥**s: . y •> . . Real estate transactions \ 1 The following real estate transactions were recorded recently at the Rappahannock Clerk’s Office in Washington. Linda R. Dietel and husband to Elizabeth L. Dietel, four percent undivided interest in 141.4748 acres, Wakefield District. Deed of gift. Linda R. Dietel and husband to Lisa Remington Dietel, four percent undivided interest in 141.4748 acres, Wakefield District. Deed of gift. Linda R. Dietel and husband to Victoria Dietel-Hopps, four percent undivided interest in 141.4748 acres, Wakefield District. Deed of gift. Linda R. Dietel and husband to Frederick Dietel, four percent undivided interest in 141.4748 acres, Wakefield District. Deed of gift. Linda R. Dietel and husband to Cynthia Dietel Krieger, four percent undivided interest in 141.4748 acres, Wakefield District. Deed of gift. Colonial Mortgage Group Mortgage Banking I Refinance? 1125% equity available • Programs tailored to your credit I We say yes when others say no • No application fees! I In-home application I Preapproved usually within 24 hours! i55? Paryle Panek, 800-791-3000 ext. 46 • (703) 628-2077 | PRICED TO SELL! 5.9 acres of rocks and mature trees just above the Town of Washington for $53,900. Close up mountain views. Rush River across road. Wet weather stream from spring just above the property is one of the wild turkeys' favorite watering holes. Will provide drainfield permit. The Buyer’s Agency, Inc. EH Butch Zindel, Broker (540) 675-1190 THE GIFT THRT KEEPS OH GIVING FROM THE VIRGINIA LOTTERY II Lotto By Mail subscription is the perfect gift for yourself or anyone. Choose six numbers and fill out the coupon below. It's that simple. Mail your check and the subscription form to: Virginia Lottery / LOTTO BY MAIL P.O. Box 18158 / Merrifield, VA 22118-0158 Ched one box from each of the three sections: I) 26, 52 or 104 draws, 2) lush option or onnual payoul, ond 3) new or renewal Soled your six lucky numbers by filling in the box (with pencil or pen) that has the number you wont played in it OR ff ia the 'eoiy pick' box to let the computer select six numbers for you LOTTO BY MAIL | 26 DRAWS (S26) | 52 DRAWS (S52) ■ 104 DRAWS IS104) | CASH OPTION | ANNUAL PAVOUT | NEW | RENEWAL [-] [-] CM] CM] CM] CM] CM] piay :■ 1 J T J T £1111 mu iim mu mis 3 M CM] CM] CM] CM] CM] MAS! PRINT INFORMATION ABOUT PERSON RECEIVING SUBSCRIPTION. Address Cdy_ State Data of tirtti Doylmte Phone (_)_ Evening Phone (_(_ Staid Security #___ (Seed Secwrty tent* not nqurod to ploy lone ly Mol but nqueod t steorio mb.) □ U.S.Gfaen : Resident Aten □ Aloe □ GroupSwbvcription IF A OH, NAME Of GIVER Subscriber No. Plotso dhrr 3 nooks to process subtend— Jim rmntk mtf) For more information call 1 -800-354-mail Cm d* Uity d yen d^ recent urimM id yaw ifiicin d* »dim ado VtojiM cm biaoU risk'd dyM dirt araNy ads sttamd. Sefcattaipwda* nd m must bt A Inst 18 yeon <M Gift vktmftm to non are pnMetod *-)-1 - -J—f----“t~t —iffr| irfl-m 1 i*TiTplii, iiniwfciii md mil lMj"y ■« «Apd to luxury tides and txftom ond Slate Leers (opes ereovodaMe at gl LeTtery offices ly purchose ef Itm wkunpkM, you i|fM to de toned by it teles end lefetokens Robert E. Zipp and wife to Thomas G. Storch and wife, 19.6250 acres, Hawthorne District. $75,000. Marjorie F. Moore, trustee to Jerry L. Mills, 1.7026 and 1.2105 acres, Jackson District. $125,000. Roger P. Batchelder and wife to Danny Stanley and wife, lot 11, section two, Rappahannock Park, Jackson District. $5,000. Roger P. Batchelder and wife to Trung Due and wife, 25 acres, Hampton District. $135,000. Dale E. Goubleman, trustee to Wallace T. Anderson, 6.08 acres, 3.552 acres and .24 acre. $115,000. Janet L. Jenkins to Janet L. Jenkins and husband, 4.983 acres, Hampton District. Thomas E. Lee and others to Nancy David Dillon, trustee, 2.7588 acres, Hampton District. $75,000. Rosalie G. Bowey to Franklin M. Meadows anc wife, 38.5737 acres, Jacksor District. $110,000. Sperryville Realty James W. Leake, Broker 540-987-8088/office Main Street, Sperryville, 2 bedroom home, eat-in kitchen, bath, central heat. $65,000 West of Sperryville, on Rt. 211, Chalet type 2 story commercial building. Five 12x16 cabins, 1.27 acres. $95,000 James W. Leake 987-8236 Bud Corder • John Eubank 675-32911st 987-8146 “The Real Estate III Store” The Real Estate III Store Current Sales and Contracts for 1999! Large Farmhouse, 36 acres on Hazel River.Sold! 9 acres w/small house on Thornton near SNP.Sold! 38 acres of rolling woods near Amissville.Sold! 3 BR house on 58 acres with lake.Under Contract 10 wooded acres with SE exposure.Under Contract Historic House near Middleburg on 10 acs...Under Contract 7 acres on Rush River w/well and septic..Under Contract Farmhouse on 9 acres near Washington...Under Contract Split Foyer on 5 acres near Washington.Under Contact WE ARE SELLING! WE NEED LISTINGS! WOULDN’T YOU LIKE TO SEE YOUR PROPERTY ON A SOLD LIST? Rick Kohler ■ 937-6146 Mitzie Young 675-3555 Amy Sloane 987-8668 Real Estate III 291 Gay St./The Theater Building Washington, Virginia 675-1373 One of the oldest homes in the county. 2 story frame &. log Farmhouse, 3 BRs, 2 BAs, large country kitchen &. living room with fireplace. 50 acres of rolling farmland with Battle Run flowing through the middle &. frontage on the Thornton River. Several farm & equipment sheds as well as old bank barn. $382,500 I he Country Pnifn'm IVo|»ii' Eiihn M. Day, Realtors (540)675-3033 \\ \ irginia I tnml ruulux-n'iiltors.i inn Peace of Mind... ...in Classic Style. The Dignified, Affordable Alternative • Elegant Assisted Living • Specialized Alzheimer's Care • Skilled Rehabilitation Service • Respite Care Marshall Manor 4248 Manor Drive • Post Office Box 749 Marshall, Virginia 20116 1-800-296-2273 (540) 364-1200

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Eight easy steps to market success By GEbRGE Rowand Times-Democrat Staff Writer kay, listen up now. I’m going to tell you how I became a Big League investor, and how you ' can become one too. There are eight rules to follow, so get out your scissors to cut out this column and put it on your refrigerator where you can see it every day. And here we go! 8. Buy low, sell high. This is the most important idea of the bunch. Everybody understands the concept behind it, but next to nobody can do it. To really buy low, you have to buy when all the news about a stock is bad, the market is falling, and pundits are saying that a crash-recession-reallybad-time is just around the comer. (True story that I’m so proud of I just have to tell: On Oct. 8 the market was falling like a ton of bricks. One of the stocks I was following at the time, Dell, was down about 15 points for the day. I saw that and thought, ‘This is a golden opportunity.’ I bought 100 shares at 41 —9 . Dell turned around at my buying point and rallied up about 7 that afternoon. Now it’s at 75. It’s the only time in years of investing that I have ever truly bought “low.”) Selling high is also tough to do because there is that part of us that says — after a stock goes to 100 and The BOTTOM LINE George Rowand then falls to 85 — that it has to go back up for us to consider selling it. Wrong! Unload that turkey and look for something else. Which leads to: 7. Nobody ever went broke taking a profit: You’re trying to survive in shark-infested waters. You’ve bought wisely and your stock or mutual fund is up a significant, amount 2530 percent or more. Now it seems to be losing its steam. You sell it and then watch it take off again. “I only made 5 grand, when I could have made 10,” you lament. That idea haunts you, and the next time you’re in the same situation, you hold on and watch your stock turn around and head south, wiping out your prdf^pnd some of your principal as well. Now you’re shell-shocked and can’t begin to make rational investment decisions. Don’t be embarrassed to take a nice profit when you have the chance. Profits are the name of this game. Which leads us to: 6. Cut your losses and let your profits run. Ooh, this is really, really hard. Nobody likes to admit to himself — or even worse, to his spouse — that he bought a lemon of a stock. You buy a stock. It goes down, often a lot. You don’t sell because until you do, it’s just a “paper” loss. Well, money is paper as well, and while you’re waiting for your dog of a stock to recover, you could have taken that money and invested it in a stock that has some legs. I’ve had a terrific year this year, and probably one third of my stock purchases have been losers. But they have been little losses while my gains have been 50-100 percent. You buy a stock and it goes down 10 percent or so, get rid of it — unless it has a history of erratic movements like Internet stocks. 5. Bulls make money. Bears make money. Pigs get slaughtered. A Bull is one that believes the market is going up forever, into the stratosphere. Naturally he’s wrong. A Bear thinks that the market is too high already, and that a massive crash is almost here. He’s also wrong. A Pig is one that thinks that whatever stocks he buys are always worth more than what the price currently is, and he’s the most wrong of all because he won’t take a profit when the taking is good. He wants that extra 10 percent or so. Nobody I know is able to buy. at the absolute bottom and sell at the absolute top. Get your profit and get out. Which leads to: 4. The folly of “I’m a conservative investor:” It’s funny that, no matter what a person’s political leanings, everyone claims to be a “conservative” with his or her own money. Stock brokers hear it all the time: “I want to invest in something safe.” Investing in something safe is a surefire guaranteed way to not make any money. There are risks and there are rewards to investing. Normally the greater risks one is willing to take, the greater possible rewards. There’s a line in there that combines the right amount of risk for each investor. Find yours and stick with it. You want to be able to sleep at night, but you also want to earn a decent profit. Which leads to: 3. Investing is for the long term: So is death. But what they mean is that over the course of history, the stock market has consistently out-performed any other form of investment. But you and I live in the here-and-now, and we can’t afford to just blindly throw our money at the market because of some century-long statistics. The market goes up, the market goes down. It gets too high, it gets too low. It always has and it always will. See MONEY, Page 10 Tour Key to Saving Money on Taxes . . . ► • . a Tax Saver Auto Loan irom_ Q SYNERGY g 1 I i> I li V I ( i( I 1*11 I \ I u \ As a Virginia homeowner, you're probably eligible for a Tax on a fixed rate new or used vehicle. 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New tax breaks for education m ew higher education tax credits could almost have parents of college students looking forward to April 15. The 1998 tax year is the first year that the Hope and Lifetime Learning tax credits proposed by President Clinton — which directly reduce the amount of federal income tax owed — are available to help families meet the cost of postsecondary education, whether for a bachelor’s degree, graduate or professional study, or vocational or job-relat adults who want to upgrade their job skills or acquire new ones or pursue another course of study, and even for a student taking one course as long as it’s job-related. In 1998, tax filers can claim a Lifetime Learning credit up to $1,000 — 20 percent of the first $5,000 paid in qualified tuition and fees on or after July 1. A taxpayer can claim only one Lifetime Learning credit per tax year for the aggregate amount of qualified tuition and fees of those ea training. “ A college education or job training can translate into thousands of dollars in additional income for families and a better life, and these tax credits are a students in the family for whom no Hope credit is claimed. There is no limit, however, on the number of years a taxpayer may claim the Lifetime Learning tax credit. Examples: A homemaker in a family with adjusted gross income of $70,000 means to make that end more attordable,” said U.S. Education Secretary Richard W. Riley. The two tax credits will benefit some 13 million families when fully implemented. Following are some guidelines on what the tax credits cover, who qualifies and IRS sources to contact for more information. A Hope tax credit of up to $1,500 can be claimed for two years for each student in a family who is enrolled in higher education at least half-time at an eligible educational institution and who has not yet completed his or her first two years of study. The credit is 100 percent of the first $1,000 of payments for qualified tuition and rees, and 50 percent of the second $1,000. The goal of Hope is to make it possible for all Americans to afford the cost of the first two years of a college education. In most states, the Hope credit will cover the cost of a community college education. There is no limit on the number of eligible students who can claim a Hope credit in a household in any given year. Example: A married couple with an adjusted gross income of $60,000 with two children in college at least halftime — one a freshman at a community college with a tuition of $2,000, and the other a sophomore at a private college with tuition of $11,000. Using the Hope Scholarship tax credit, this couple can cut their taxes by $3,000. The Lifetime Learning tax credit picks up where Hope leaves off — it,’s availabfte for Vocatipoal^ coll|g^, gradt^ ate and professmWmMfnawftkf enrolls in a graduate teacher training program at a public university — tuition $3,500. Using the Lifetime Learning Credit, her family’s income taxes are cut some $700. Or a married auto mechanic with family income of $32,000 goes back to school to take some computer courses to improve job skills. The tuition is $1,200 — the tax savings, $240. Both tax credits are phased out for joint filers who have between $80,000 and $100,000 of adjusted gross income, and for single filers who have between $40,000 and $50,000 of adjusted gross income. Taxpayers cannot claim both credits for the same student in one tax year, even if the student is a sophomore at the beginning of the tax year and a junior in the second half of the tax year. Families will be able to claim the Lifetime Learning tax credit for some members of their family and the Hope tax credit for others who qualify in the same year. Qualified expenses covered by the tax credits are tuition and required fees, less any grants and scholarships that are received tax free. Room, board, books and supplies are not covered. To take advantage of the Hope and Lifetime Learning tax credits, taxpayers must complete and submit IRS form 8863 with their federal tax return. For more information, call the IRS Help line at (800) 829-1040, read IRS publication 970 or visit the www.ird*feMP' vidtcJigTi «s How Financial Problems? Bankruptcy May Help! • Too Many Bills • Harassing Phone Calls • Collection Suits • Auto Repossession • Wage Garnishments • Home Foreclosures Earl J. Oberbauer, Jr. Attorney At Law 540-829-6900 • 1-800-434-3059 FREE INITIAL CONSULTATION Quality. Trust. Integrity. Professionalism. These principles distinguish us as a leading financial services firm. They are the hallmarks of Salomon Smith Barney. Debby Michelson Vice President - Investments Retirement, Pension & Estate Planning, Stocks, Bonds & Mutual Funds, Government Securities, Corporate & Tax-Free Bonds, Insurance, Annuities & Long-Term care 8280 Greensboro Drive, Suite 200 McLean, VA 22102 (800) 336-0156 Salomon Smith Barney SUCCESS IS I Salomon Smith Barney is a service mark of Salomon Smith Barney Inc teamaBsaasassKi—T—r A member of

Building Better Solutions Annuities Disabilities Life Insurance Estate Planning Business Plans (§) MassMutual The Blue Chip Compum " Fred A. Bishop 540-937-7663 Tax changes in place for ’98 £ There is an old joke in the tax world. Every time Congress tinkers with the U.S. Tax Code, the new law is inevitably dubbed “the tax practitioners’ employment security act.” The last couple of years were no exception. This tax season will be interesting indeed. In addition to the much publicized IRS Restructuring and Reform Act of 1998, many elements of the Taxpayer Relief Act of 1997, which con Bankruptcy s325 Divorce 5300 (uncontested) DUI/DWI 5400 Social Security/SSI No Recovery - NO FE€ Wills 575 Karen A. Blatter Attorney At Law 540-347-5400 Loans • Friendly Loan Officers • 3 Convenient Locations • Competitive Interest Rates MEMBER FDIC State Bank of Remington "Serving Fauquier County since 1913" REMINGTON (540) 439-3233 mm—msssssi BEALETON (540) 439-3249 CATLETT (540) 788-9001 Taxing subjects Nina McKee j i tains significant changes to the tax code, did not take effect until the 1998 tax year. What follows is an attempt to point out some of the provisions most likely to affect the average individual taxpayer. Naturally, you should consult with your tax adviser for a more complete rundown of issues affecting you and your family’s tax situation. Child Tax Credit On the surface, the Child Tax Credit sounds straightforward — a $500 nonrefundable tax credit ($400 in 1998) for each qualifying child. In reality, there are major snags. For married taxpayers, the credit starts to phase out when modified AGI (adjusted gross income) exceeds $110,000. The threshold is $75,000 for single or head of household status and $55,000 for married filing separately. A more stealthy potential limitation is the extremely complex interaction with AMT (alternative minimum tax). The Child Tax Credit may lower the tax liability to the point where AMT kicks in and the credit is at least partially lost. Related to the Child Tax Credit are the Additional Child Tax Credit for taxpayers with three or more qualifying children and the Supplemental Child Tax Credit for taxpayers whose Earr\ed Income Credit exceeds 50% of self-employment tax or 100% of the employee’s share of Social Security and Medicare taxes. Education IRA Since it generally will not interact with Form 1040, it may be easy to overlook the new Education IRA, which is a nondeductible account set up by an individual for the benefit of a child under age 18. Only taxpayers with AGI under $150,000 (joint filers) or $95,000 (single filers) may contribute the full $500 per year per child. The earnings accumulate tax-free and distributions for education expenses are also tax-free, provided certain conditions are met. Student Loan Interest Deduction For taxpayers in the first five years of paying off their student loans, the Student Loan Interest Deduction may be a welcome sight on their tax returns this year. The deduction starts at $1,000 in 1998 and gradually increases to $2,500 by the year 2001. As usual, there are AGI limits ($40,000 for single filers and $60,000 for married filers) as ! Roth IRA The much touted Roth IRA became available in 1998. While a traditional IRA allows deductible contributions and taxable distributions, this new IRA variety allows nondeductible contributions and nontaxable qualified distributions. Other important differences setting the Roth IRA apart from regular IRA’s include allowable contributions after age 70 1/2 and no mandatory distributions. Note that the $2,000 IRA contribution, employer plan eligibility and AGI limits apply to all types of retirement IRAs. The option of rolling over a regular IRA into a Roth IRA, which may be a particularly attractive option for many taxpayers, is limited to those taxpayers having AGI less than $100,000. For 1998 rollovers only, the taxable amount from the rollover is spread over four years, unless the taxpayer elects to include it all in 1998. Increased mileage deduction Other interesting items include the raising of the standard mileage rate for charitable deduction purposes from 12 to 14 cents per mile and the increase in the individual estimated tax de minimis threshold from $500 to $1,000. In addition, NOL (net operating loss) carryback/carryforward rules changed from three years back/fifteen years forward to two years back/twenty years forward. Also, all payments made in the course of business by businesses to attorneys — regardless if incorporated — must be reported on Form 1099, and home office deduction rules expanded to include more taxpayers. Estate tax law changes Also worth noting are some long awaited changes to estate tax laws which warrant extra attention by many taxpayers — particularly those owning businesses, farms or land. Most significant are the gradual raising of the estate and gift tax unified credit exemption to $1 million, the indexing of the current $10,000 annual gift exclusion, the ability of an estate executor to elect to deduct a qualified family-owned business (in conjunction with the unified credit exemption) and the ability of an estate executor to elect to exclude 40 percent of the value of land subject to conservation easement. As you can see, in spite of all the recent rhetoric surrounding tax simplification, the Tax Code continues to grow and grow. Happy tax season. Nina Carter McKee, CPA, P.C. 7 Hotel Street, Warrenton, Virginia m»6 (54Q) 347-0703 , t, ,•

When financial seas turn rough or many Americans, 1998 won’t necessarily be memorable because of the Clinton scanJ dal. For them, personal money troubles will eclipse the problems the country faces. By the end of September last year, the Administrative Office of the U.S. Courts had registered more than 1.4 million bankruptcy filings — up 5.1 percent over the same period in 1997. Why the skyrocketing number of filings? Generally speaking, the lack of national leadership on spending, the wide and easy availability of credit and the fact that people do not spend money wisely all contribute to rising debt levels, according to Paul Richard, director of education at the National Center for Financial Education. “Everyday spending decisions, especially credit-based ones, will do far more harm to someone’s financial future than any investments they’ll ever make,” he said. “People are working toward (bankruptcies) for a long, long while, especially if they’re creditcard spenders.” Once people are in debt, a life-alterr ing change — divorce, illness, death — may prompt them to consider filing for either Chapter 7, which excuses nearly all their debts, or Chapter 13, in which they’ll need to have money beyond living expenses to start a creditor repayment plan, said Patricia A. Woodward, a Warrenton bankruptcy attorney. “There’s a very thin margin between ‘able to make it’ and ‘not able to make it,’ where able means having enough money to make payments and having enough for budgeted annual and semi-annual expenses,” she said. According to Consumer Bankruptcy News, a publication for bankruptcy practitioners, Americans received three billion unsolicited credit offers in 1997. People who receive these offers may not be in the best financial shape to handle the responsibility. And credit providers, Woodward said, don’t always trumpet the consequences of missed or late payments — higher interest rates and hefty fees. Bankruptcy specialists and financial counselors note there are several See BANKRUPT, Page 7 Southern Trust Mortgage “We Only Do Mortgages” Your traditional FHA, VA & Conventional lender has some exciting new products to offer: •100% Financing with NO MONEY DOWN • Cash Out Refinancing up to 95% of appraised value • Float Down option • 9 month lock commitments - no additional charge •“No Doc” Loans up to 90% of home’s value •“Jumbo” Loans up to $500,000 with 5% down • 125% Loans for debt consolidation, home improvements or tuMon Seated, Kathy Carpenlto, Standing (left to right) Randy Jones, Grace Price, and Didi Swenson (not shown) CALL US FOR THE MOST COMPETITIVE INTEREST RATES ANYWHERE... (540) 351-6100 OR TOLL FREE (888) 208-4600 FINANCIAL CONSULTANTS, L.L.C. Sandra P. Costin, CPA/PFS • Mary Leigh McDaniel, CPA Dean E. Knepper, CPA, CFP Bringing Your Financial Goals Into Focus Services include planning for: •Wealth Accumulation •Retirement & Estate • Education • Investment Management 4 West Federal Street • P.O. Box 1613 Middleburg, Virginia 20118 540* 687*3987 Fax: 540*687*3415 Affiliated with Costin, Updtyrove <jr Combs, PLC, Certified Public Aecapntays ond fpnsjiUftHts Are You Eligible to Join Our Credit Union? Call or come in to one of our convenient office locations for more information. Take advantage of our competitive services! Northern Piedmont Federal Credit Union Member Owned, Nonprofit, Financial Cooperative Serving Our Members Since 1954 Main Office 567 James Madison Hwy., Culpeper, VA 22701 540-825-8800 • 540-825-6347 FAX Warrenton Branch 276 Lee Hwy., Warrenton, VA 20186 540-347-4900 • m * 540-347-0148 FAX * ■* . . * itl'iii i i i L fc i • k i 2 JLI 1 4

Bankrupt From Page 6 signs that someone may be in trouble, including: • Paying only the minimum on revolving accounts; • Paying bills late; • Using 20 percent or more of takehome income to pay off debts; • Using a credit card to pay off a credit card; • Using credit cards to pay for something that was previously paid for with cash; • Approaching or reaching credit limits; • Failing to calculate the total debt and being afraid to add it up; • Fighting with a spouse over bills, and • Being threatened with repossession or foreclosure or being hassled by collection agencies. At that point, people need to “find the leak and plug it there,” said Mike Kidwell, co-founder and vice president of Debt Counselors of America (DC A), a nonprofit based in Gaithersburg, Md. They need to track how much money is brought home and where every cent goes. Those who can make it without outside help need to “stop using the cards,” Kidwell said. “Start sending as much as you can to the creditors charging the highest interest rate.” People who aren’t able to make payments on time should contact creditors before creditors contact them, Woodward said. If people have a repayment proposal that is “reasonable,” the worst the creditor can do is say no and creditors will be less likely to agree to anything if they’ve made the first move. Beyond that point, people may still need to work with a nonprofit agency such as DCA or Consumer Credit Counseling of America to create a repayment plan. Typically, such plans consolidate all bills into one and will communicate the payment plan to credit-reporting agencies, such as Equifax, Experian and TRW, and they will note it on the credit report. But if wages are being garnished and creditors are constantly calling, the last resort may be bankruptcy. Bankruptcy attorneys, such as Woodward, should provide people with all available information about bankruptcy as well as alternatives. Woodward said clients who are filing for bankruptcy complete a questionnaire that includes a list of everyone to whom they owe money. If they have regular income and money left over at the end of the month, they may consider Chapter 13. Those who file for Chapter 13 may not owe more than $750,000 in secured debt (mortgages, car loans) and not more than $250,000 in unsecured debt (credit cards). Payments are made to the creditors through a trustee. Creditors who do not agree to debtors’ reaffirmation agreements — which allow debtors to keep property for which they set up a payment plan — may repossess a vehicle or foreclose on a house. Chapter 7 may provide people with some protection against repossession and foreclosure, depending on whether the state deems the property to be exempt, or necessary for the support of the debtor and the debtor’s dependents. In Virginia, Chapter 7 may provide no protection against repossession and foreclosure, Woodward said. In fact, foreclosures in the state are not han died through the courts and take only 14 calendar days to process, she said. Bankruptcies won’t blot out back taxes, government fines, alimony or child support, student loans and some other obligations. And since they’re a matter of public record and stay on credit reports for up to 10 years, many people can find out about them, including future employers, banks, finance companies, landlords, car dealers, insurance companies and anyone else consumers solicit for credit. Even filing may not help people change their financial habits in the end, Richard said. Although the courts are supposed to monitor people who file for bankruptcy for five years, he is not sure that actually happens. “People ought to be put into classes on spending,” Richard said. That’s the only way they’re going to learn not to repeat the pre-bankruptcy pattern of spending, he said. Richard should know: In the 1970s, he declared bankruptcy at age 25; after never having paid off the car loan his dad cosigned. VOTE 7 Hotel Street Warrenton, Virginia 20186 Nina Carter McKee CERTIFIED PUBLIC ACCOUNTANT (540) 347-0703 FAX: 347-0450 E-Mail: ncm@citizen.lnfi.net ======^ SINK OR SWIM? It’s never too late to learn how to swim. Just call us and sign up for a Red Cross swimming class. American Red Cross northern Virginia General Manager/Executive Editor: John Toler Assistant Manager: Barbara Norris Managing Editor: Robin Earl Section Editor: George Row and Writers: George Rowand, Nina McKee, Leigh Glenn Art Director: Dana Thompson Advertising Representatives: Pam Symington, Dawn Martin, Cathy Carlton, Kathy Mills Production: Kim Gross, Denise Tate, Cindy Goff, Candy Howland Call: (540) 347-4222 E-mail: ftdeditor@timespapers.com Write: Fauquier Times-Democrat P.0. Box 631 Warrenton, Va. 20188 Issue Date: January 27, 1999 Cover Design/Photo: Kim Gross Financial Advisors Financial Planning • Accumulation • Education • Estate • Income Tax • Insurance • Retirement Robert S. Beckett, CFP, CEBS Certified Financial Planner, Certified Employee Benefit Specialist 32 Ashby Street • Warrenton, VA 20186 Business 540-347-2491 • 800-464-0388 mil i I ii BANKRUPTCY Creditor Problems? Garnishments? Unemployed? Being Sued? Foreclosure? (You can keep your house!) John carter Morgan, Jr. Attorney & Counsellor-at-Lawl 1

High finance — it’s kid stuff By George Rowand Times-Democrat Staff Writer Sost 10- and 12-year-old boys are interested in video games, sports and playing outside. Matthew and Michael Coffin are interested in spotting trends that can be turned into money. They’re capitalists in miniature, budding Warren Buffets, who intend to pay for their future college education and a whole lot more by the decisions they make right now. The Coffin boys are sons of Brian Coffin, first vice president of Scott and Stringfellow brokerage firm in Warrenton. The elder Coffin got the boys started with some seed capital a few years ago, and that has grown to around $15,000 now for each boy. Buy what you like “Michael loved ‘Tby Story’ and wanted to invest in that,” Coffin remembered. “Of course, you can’t buy shares in a movie, but I said, “You can buy Pixar, the company that made the movie.’ Matthew said, ‘Buy 100 shares,’ and Michael said, ‘Me, too.’ They bought it at about $19 a share it went to about $28 in three weeks. I was telling them that my charts showed that it should go to about $32, but Matthew said, ‘Dad, aren’t you supposed to buy low and sell high?’ “So they sold their shares, making about $700 in three weeks time, and the stock fell to about $20 a share right after they sold. So much for Dad’s charts,” Coffin said with a laugh. The next thing that the boys spotted was Lego, but shares in that company are not sold publicly. Recently they have taken a fancy to Add 1, a company that makes baggy satin basketball shorts. Now the boys are looking to invest in the company that makes Jico pants, jeans with really wide bottoms. They’ve also taken a flyer or two with stocks like McDonalds and Coke. Who calls the shots? The boy’s brokerage accounts are set up as custodial accounts as they are too young to invest in the market by themselves. At this point they actual purchases and sales are in the hands of their father. At 18, however, they would legally be able to do anything they wanted with the money, a thought that caused their father to have some apprehension. “I wouldn’t want them to take all the money and spend it on a Porsche Boxster,” he said. “A Ferrari, Dad,” responded Matthew. Asked what they think could be done with their money, both boys responded with some traditional, sober answers. “It might pay for college or to buy a house or something,” Matthew said. Brian Coffin went to Matthew’s IffilHt’ff #£*•##»%•%• «'» a I • . • "■*— ^ ^ ■ Times-Democrat Staff Photos/R.B. Gassie COMPOUNDING INTEREST: Matthew and Michael Coffin are making money in the stock market, coached by their dad. 66 I wouldn’t want them to take all the money and spend it on a Porsche Boxster. Brian Coffin school last year to show the power of compounding interest over the long haul. “I showed them that if they put $2,000 into stocks at the age of 11, and left it in there, compounding at 12 percent a year, by the time they were 65 they’ll have over $1 million,” Coffin said. “They were amazed.” That example hasn’t been lost on his boys. While both say that they want to be baseball players when they grow up, they still understand that they will need to invest for their future, no matter what they end up doing. Of course, they still exhibit some playful teasing when they talk about the serious subject of money. “Do you listen to your Dad about investments?” “Sometimes,” Matthew —id with a

Cyber investing: do it yourself By Leigh Glenn TImes-Democrat Special Writer f you already invest through cyberchannels, you may not need to read tbis. Unless, of -/course, you’re used to taking incredible risks without evaluating their Online investing is to folks who savor growing their money in their own way as mega-hardware stores are to doit-yourselfers. It’s become increasingly popular in the last couple of years for investors to stop relying on brokers to buy and sell and instead, do it themselves. That’s the great advantage of online investing: Buying and selling can cost less than $10 per move. As Bill Richardson, a Warrenton businessman, noted, with the old way — going through brokers — “you couldn’t move.” That’s because every move could cost a few hundred dollars, including commissions. The other big change? Well, they didn’t dub it the information superhighway for nothing. Online investors can get more information about the existent and nonexistent companies than ever before. Nonexistent? You’re not seeing things. That’s the downside: Scams cost. abound like ticker tape. So where to begin? If you already have an account with either a full-service or discount brokerage you trust, you may want to find out whether they offer an online component for ---- buying and selling — most do these days. If you’re a new investor — or even if investing is a family tradition — check out the Motley Fool Web site at www.fool.com. They recommend first getting rid of credit card debt and then starting the education process. “Target services and products you use,” said Julie Lewis, media relations Fool at the five-year-old Alexandria-based company. inese can ne soups or cereals you like, your favorite pizza delivery service and the aspirin yoii use most. That said, get on the Internet and look at the companies’ home pages and review their annual reports. Expect their press releases to be glowing. For a truer picture, click over to the U.S. Securities and Exchange Commission site at www.sec.gov. In the SEC’s EDGAR database, you’ll find the companies’ annual and quarterly reports — known as 10-Ks and 10Qs — in which they reveal their concerns and audited financial information. Once you’ve found the companies you’re interested in, you can check a site like Yahoo (www.yahoo.com) for the share prices. Yahoo and others provide free quotes but delay them by 15 minutes. People with online brokerage accounts can get quotes in real time. If the stock prices fall within wnat you re willing to pay — and keep in mind Richardson’s advice that “if you can’t afford to lose it, don’t do it” — and you don’t yet have a broker, do some cost comparisons (check out www.smartmoney.com/si/bro kers/discount). Besides the minimum balance you’ll need to open an account, pay attention to how much the brokerage charges for buying and selling and other fees for things like account maintenance, statements and research reports that analyze a company’s performance. When you sign up, make sure you understand the terminology in the questions you’ll be asked. If you don’t understand, don’t click your mouse to agree to something. Ask questions. It’s your money at stake. Now... about those scams The Internet has circumvented the use of — but not the need for — traditional advisors, according to Kevin Lichtman, founder and president of FinancialWeb, a group of 17 investmentrelated Internet sites based in Altamonte Springs, Fla. In fact, the rise of discount brokerages really grew out of the demands of experienced investors who no longer had to rely on full-service firms. But first-time online investors should consider finding an advisor they trust, Lichtman said. For newcomers, online investing can be a money pit. “They don’t know how to tell the real McCoy from the phony,” Lichtman said. See ONLINE, Page 10 Home Hquity Loans /2\ Small Business Scr\ ices 11iu,h R.itc CDs Auto l oans We Have All Of Your Interests In Mind Main Street, Warrenton 347-1711 Warrenton Center 349-3491 Marshall 364-1511 Stafford 899-3882 1 800 910 8144 www.fmbank.com Member FDIC F&M Bank - Peoples r i toJ i ti fci 73 11*5 5.75% Construction Loans Purchase/Refinance or Restructure Now! • Consolidate/Rehabilitate ^ • Cash Out • Lower Payments ardinat Mortgage Inc. We offer all types of residential and commercial mortgages. E-mail cardmort@erols.com Book Sengstack 47 Garrett St., Warrenton, VA 540-349-2665 « 800-848-4198 Blanches in Great Falls, Warrenton, Charlottesville, Ashland, & Chesapeake Virginia Homeowners: Interested in Refinancing? Mortgage Rates have hit rock bottom! Now is the time! • Refinancing • C onsohdation • Purchase • College Tuition • Competitive Rates • 24 Hour Approvals • Credit No Problem* • Stopping Forclosure* RES-COMM MORTGAGE[ COMPANY, INC. Serving the local area for 14 years! | • Toll-Free 800-726-6670 « Stafford 540-720-0461 - - | » Fredericksburg 540-786-»305B

Online From Page 9 Many people, for example, think the over-the-counter bulletin board market is the same as the New York Stock Exchange or Nasdaq when actually OTC-BBs are not well regulated and don’t have to meet the same requirements. Because of the Internet’s virtual nature, you never really know whom you’re dealing with. That makes it easy for “fraudsters” to do their dirty work, the SEC said. Scams range from off-shore fraud and the classic pyramid to “risk-free” promotions and, perhaps the most common, the “pump and dump.” With the pump and dump, you may see messages posted from someone who claims “insider” status and who urges you to buy or sell shares in a certain company. Actually, the stock touter may be so inside that he or she is paid to promote the stock and buy up shares to make it seem as if they’re gaining value. Once they sell the shares and turn off the hype, gullible investors are left with nothing. These pitches may appear via online investment newsletters, bulletin boards, chat rooms and junk email. One of Lichtman’s sites, www.stockdetective.com, is a must for beginners and people interested in purchasing shares in very small compa nies or companies quoted on the OTCBB. Stock Detective tracks (self) promoted stock and the too-good-to-be trues. It is not meant to scare people away from investing, Lichtman said. It is there to help steer them clear of potential rough spots. “Not every little company is a fraud,” Lichtman said. “Some are going to grow up and become very valuable.” Sites and pages to check out for online investment information include: www.sec.gov. Check out the EDGAR database for company filings. The site also provides lots of information about online investment pitfalls and a directory of state securities regulators. • www.ftc.gov/bcp/conline/pub8/ alerts/oinvalrt.htm. The Federal Trade Commission posted this consumer alert, “Online Investment Opportunities: ‘Net Profit’ or ‘Net Gloss?’ “ in December 1998. It has some typical investment pick-up lines and links to other government and nongovernment sites. • www.stockdetective.com. Financial Web’s Stock Detective site gives surfers the lowdown on the hijinks, including the Stinky Stocks Roundup, a list of “un-picks” to avoid. • www.nasdr.com. The National Association of Securities Dealers can provide some disciplinary history on brokers or firms touting stocks. They also are available at (800) 289-9999. • www.fool.com. The Motley Food offers a lot more than portfolio reviews. There’s a wealth of how-to-information for beginning investors. • www.cyberinvest.com/guides/ invsuper.invsuper.guide.html. This Cyberlnvest.com site offers a comparison in various categories of investment supersites. • www.yahoo.com. Besides free quotes and other financial information, Yahoo visitors can play The Investment Challenge, a year-long game in which investors start with $100,000 of fantasy money which can be used to test their savvy to make fantasy trades on NYSE, Amex and Nasdaq. Money From Page 3 But a prudent person can ferret his way through the ups and downs and come out a winner. Which leads to: 2. Most people lose money trying to avoid losses: This is psychological, pure and simple. People think that investing is hard, when it really isn’t. There are plenty of mutual funds out there with long winning records. There are plenty of good newsletters that can point to winning trades. Stepping up and pulling the trigger is the hard part, especially if you’re new at it. Most are convinced that if they buy a stock, it will surely go down that very day. So they do nothing. And another year goes by and they’re that much closer to retirement and still don’t have the capital to live on when the paychecks stop. They think they’re going to hit the lottery or something. Which leads to: 1. The miracle of the universe: That’s what Albert Einstein called the power of compound interest. Compound interest is the money that is made by the money that you have already invested, just like in a bank. There, if you put in $1,000, at the end of the year you have $1,050, at 5 percent interest. The next year you get 5 percent on the entire $1,050, not just the grand you initially put in. Your money is making more money for you. If an 11 year old puts in $2,000 in the stock market and never takes it out until he’s 65, it’ll be worth over $1 million if he can average a 12 percent return. Our 9-year-old son has a mutual fund that was started with money he received as gifts a few years ago. His fund has grown with dividends reinvested and is up about 35 percent this year. Will it be up 35 percent every year? No. There may even be years when it is down. But we know that over the long haul, his portfolio will increase and when he comes of age, he will be able to pay for grad school or start a business or put a down payment on his first house. That feels good, and that’s what investing can do for everybody. RECYCLE ... ' 1 1 Kleppinger Your Realty Team We Can Help You!" 1-800-891-3051 E-ffili! Stepping ©crosstirtfuiit 100% FINANCING AVAILABLE ——-—You can buy a home for 1% down. Ask and well show you how! (Restrictions apply) • Many spacious floor plans available • Build on your lot or we can And a lot for you • Single family homes start at $104,900 Call us today for details on becoming a homeowner tomorrow! m m Lo WA ng e AK & Foster REALTORS1 Save Your Money Own Your Home At Least 9 Years Sooner! 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