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Soc. Security Notes
According to Mrs. Hazel F. Crumpton, District Manager of the Winchester, Va. Social Security Office, the receipt of ehecks for months of non-work confuses many people.
In a recent release Mrs. Crumpton points up the issue by using questions and answers. If after reading the questions below, and you believe you are eligible, or know of someone who is, the local office at 20 S. Cameron St. will be glad to help. They are open Monday through Friday from 8:45 a.m. until 5:00 p.m. and on Saturday morning from 9:00 a.m. until 12:00 noon.
Question: I am a school teacher and reached 63 this month. I do not work in July and August. I have not filed for my social security. I have heard that I could receive a reduced benefit for those two summer months. Is this true even though I am not yet “retired”?
Answer: It is true. You can file an application before July 1969 and receive a reduced benefit for July and August 1968, the two months in which you did not work. Anyone who has some months in which he does no work (or works for wages of $140 a month or less) and does not render substantial services in self-employment should contact his social security office at age 62 to secure information about filing an application for reduced benefits.
Question: If I retire at age 62 and take a reduced retirement benefit, how much is my benefit reduced?
Answer: You will receive 80% of your age 65 benefit if you take it beginning with the month you reach age 62. The reduction 5/9 of 1% for each month you claim benefits that you are under age 65.
Question: If I take reduced retirement benefits at age 62, will they be increased when I reach age 65?
Answer: They will not be increased at age 65 unless you return to work between ages 62 and 65 and have earnings high enough to require you to give up one or more months of social security benefits.
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