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me i uia 11111 uauico nuAiimi^ will meet at the fire hall at 7:30 p.m. on Monday, March 5. All members are urged to attend. Mrs. Paul Miller returned to her home on Thursday after spending two weeks with her son-in-law and daughter Mr. and Mrs. Carl Howell and family at Madison Heights. Mr. and Mrs. Moe Walker retuned to their home on Thursday after spending a vacation visiting friends in Daytona, Orlando and Jacksonville, Florida and with their son Doug Walker at Rome, Ga. Mrs. Alice Virginia Butler of Front Royal was a Sunday visitor of her mother, Mrs Wade Pullen. Mr. Dabney Chink Eastham ^ind Rags visited Mr. Eastham’s brotherin-law Captain L.B. Burford and his sister Ann Hill in Amherst for dinner last week. The Flint Hill United Methodist Church will have worship service on Sunday, March 4 at 11:15 a.m. with communion. The pastor, the Rev. Merlin Shorb invites the public. Sunday visitors of Mr. and Mrs. Carson Lillard were Mr. and Mrs. Tommy Lillard of Hartwood, Va., Mr. and Mrs. Michael Dellinger and family of Reliance and Mr. and Mrs. Clark Moats and family of Front Royal. Mr. W.A. Gentry returned to his home on Thursday after being a patient at Veterans Administration Medical Center at Martinsburg, West Virginia. Mrs. A.C. Dodson of Stauton returned to her home on Friday after spending a few days last week with her parents Mr. and Mrs. W.A. Gentry.
Mrs. Betty Holbik of Fairfax spent the weekend with her son-inlaw and daughter Mr. and Mrs. Bryant Welch and children Katie and Emily. Mrs. Frances Bradford has returned to her home after spending a
Real Estate ^
Eileen M. Day REALTOR” ’ CHANGE IN LOAN QUALIFYING More than half of all homeowners are now choosing Adjust able Rate Mortgages (ARMS) because they start off with lower rates. The rates are lower be cause interest rates can change to match changes in market rates. This protects the lenders who won't be stuck with low inter est mortgages if rates skyrocket. One aspect of ARMS hits bothersome. Some buyers have had a hard time meeting higher payments when rates have gone up. Some have defaulted on their loans. Now, the largest buyers of mortgages in the secondary mar ket: Fannie Mae, Freddie Mac, and others, require lenders to qualify ARM borrowers at the maximum rate that could be charged in the second year of ownership. The new regulations may make it somewhat harder for marginal borrowers to obtain ARMS, but in the long run, it should be better for everyone. Those who make larger down payments are not faced with as stiff requirements as those making lower down payments. For more information on financing, call our office. If there is anything we can do to help you in the field of real es fate please stop in at EILEEN M. DAY. Realtor. The Clopton House, Washington, Va. 22747. Phone 675^3033. Were here to help.
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