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Practically every young family in this area has survivors protection under social security that can be worth j $75,000 or more, and equally valuable disability insurance protection." The average work er, she said, can expect to
j collect more than the value ! of his social security tax con,1 tributions just in the benefits [payable to him and his wife in retirement. If he does not live to retirement, his family ; stands to collect far more than the contributions he has paid; and the same will be true if he should become totak ly disabled for work before 65. Monthly payments to the fami ly of a worker who dies, leaving 2 or more children, can range from $66 to $368 a. month, depending on the worker's average earnings under social security. Social security survivors benefits* Mrs. Daly said, can be paid to the family of a young man who has worked and paid social » security contributions for as little as a year and a half during the three years before his death. Benefits to the mother and children continue until the youngest child reaches 18, or indefinitely, if the child has a disability which began before his 18th birthday and makes it impossible for him to work and become selfsupporting. Under a change in the law enacted in 1965, a
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