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Title insurance spares the buyer from parting with his purchase money and then discovering a faulty condition of the title.
Public records that affect titles are not always completely accurate. For instance, there may be errors or omissions In recording deeds or mortgages. assessments and judgments. These, or other defects, can crop up affecting or even voiding the title. Title insurance allows the buyer to breathe easier. It assures him that he has clear title to the property. .
However, title insurance protects only against undisclosed defects, not those known at the time
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