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in addition io workmen s compensation, Bowen repealed his recommendation of two years ago for an “umbrella” policy. “I'm suggesting that your limits are not high regarding liability." he also noted.
Asked by Clarence Baldwin for the amount of coverage on individual board members, Bowen answered that it is SI million per loss whether for one or all the members of a board.
Baumgardner agreed to research a question raised by H. B. Wood as to whether constitutional officers, elected by local voters and paid by the state, are classified as county or state employees for purposes of workmen's compensation and liability.
In regard to the board's liability policy. Latham asked if it covered all situations.
“If it's not a willful, intentional act,” Bowen replied, noting that fraud, dishonesty, liable, slander and willful violation of a statute or ordinance committed with knowledge are specifically omitted from coverage.
The agent also advised that volunteer firemen must be either specifically excluded or included from workmen’s compensation coverage. Otherwise, the question arises when they’re injured while answering a call as to whether they’re county employees," he explained.
“What does it do to the rate to include them?” asked Hubert Gilkey.
f'Sends it sky high ... by thousands and thousands of dollars,” said Bowen, adding that most county’s elected to exclude volunteer firemen from workmen's compensation.
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