4. PHYSICIAN'S CARE AND SERVICES . . . Liberal fee

4. PHYSICIAN'S CARE AND SERVICES . . . Liberal fee schedule includes up to $275 surgical services and up to $250 for in-hospital medical care. Additional allowances for anesthesia, pathology and radiology. Where income does not exceed $2,500 for a single person or $4,000 for a family, participating physicians will accept Blue Shield allowance as fuii payment for included services I

ssWAITING PERIODS

Hospital, surgical or medical services for the following conditions wilfnot be covered until six months from the effective date of your Senior Citizen contract: „ a. Any condition, disease or ailment which existed on.or before the effective date of membership; b. Hernias, tuberculous conditions, nervous and mental conditions;

c. Any elective surgery.

SENIOR CITIZEN CONTRACT DOES NOT COVER: a. *ln-patient care required primarily for diagnostic purposes;

b. In-patient care which could just as wellJiave been given in the home, doctor's office or an out-patient facility;

c. Home or doctor's office care, except for accidents or surgery;

d. Care provided for under Federal, State or local laws, including Workman's Compensation Laws.

You may apply now for Blue Cross-Blue Shield's health care program designed to meet the special needs of Virginia citizens 65 and over. The result of intensive research into hospital and medical needs of senior citizens, this program provides health care coverage at an economical cost... PLUS the reassurance that Blue Cross-Blue Shield has never cancelled a contract due to age or frequency of useI