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The clipping this text was read from
The clipping this text was read from

Last week’s Rappahannock News

reported about the new Home Valuation Code of Conduct <HVCC< program that the government has mandated. The article does not give all the details about this program and the pitfalls it has caused

The program was enacted to keep real estate agents from influencing the value of a home, but the problem is. it has affected the mortgage industry and has placed too many hands in the cookie jar

First, an appraiser who knows Rappahannock. Culpeper, Madison and the rural part of Fauquier counties is hard to find. For many years 1 have used Hazel Zinn-Day as my appraiser, both personally and professionally. She is always professional and she knows this area better than anyone, in my opinion.

With this new program. I. as a senior loan officer with a mortgage company. cannot hire Hazel. I cannot hire anyone. 1 have to order the appraisal through the lender; they have to send it

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