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you have to pay mortgage insurance and that costs you monthly as well as a huge premium in your closing cost
So is this rule helping anyone? 1 don't think so It is costing more money, taking longer and it is not helping anyone that lives in a rural area
1 agree with Charlie Eh lifts in the news article - no appraiser who is ethical and knows their job is going to “pad” an appraisal. It is not worth losing your license over The real estate companies that had in-house appraisers, settlement companies and in-house mortgage brokers are the ones that rules should have been made for When you have one person owning all three facets of a purchase and closing, that is where the problems arise.
There is a bill in Congress. H R 3044. to put this program on hold so that it can be looked into further For the sake of the homeowners who need to refinance, 1 hope it is repealed.
Amy M. Hitt
Amis8ville
64.3%