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itw* vigwoo* policy toward the promotion and preservation of Jie family farm; broadexpandon of the agency’s’ program.* by the Agricultural and Hous ing Acts of 1961; and an in•Tease* in the supply of appro printed and insured funds. Farmers are requiring larger amounts of credit each year, Mr Barrell Bald. For example, ter 'ears ago FHA operating loans nade in this area averaged lea* 'an 97000 while this past yea*'e same type .of loan average*' '15,600. The upward trend i’ ■•vrmers’ credit needs stems from he continuing rise in farm 'oets, and the pressing need t* nake adjustments and improvements in farming methods U tay in business. "I believe it is especialb worthwhile to note also that ou' orrowers spend most of their money locally to acquire the reources they need. This spend ng in turn stimulates business ctivity in neighboring towns'.elps the farm and other rural 'amilies and the communities of vhich they are a part make dr mportant contribution to the strength of the national econ•>my.”
Farmers Home Administration loans are accompanied by 'echnical farm and financial management advice to the exent necessary and are made >nly to applicants unable to chain the credit they need from private and cooperative lenders.
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