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financed housing less cost! to heat or cool, and t conserve energy.

They will apply to newlybuilt homes and apartments financed by FmHA, and, insofar as is economically feasible, to existing housing purchased or repaired with FmHA loans.

Better weatherizing through more effective insulation. storm doors and windows and other techniques will help families to reduce high fuel and energy expenses that jeopardize their ability to afford adequate housing.

Details of the standards, which vary by climatic zones, are available from the FmHA County Office, 604 S. Main St., Culpeper 22701.

Housing loans administered by FmHA, a U. S. Department of Agriculture agency, serve all rural areas including towns of up to 10.000, and designated towns of 10,000 to 20,000 that are not in Standard Metropolitan Statistical (SMSA) Areas and have a shortage of mortgage credit for families of low and moderate income.

FmHA will finance approximately 150-200 homes and two apartments (50-100 units) in the CulpeperMadison-Rappahannock

County Area during fiscal year 1978.

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