Block · one region of the page, as the scanner read it. It may hold a whole story, part of one, several, or an advertisement; stitching blocks into articles is the next step. Text is supplied OCR.
Page 4 · column 4 of 6 · from the scan, no model involved

I multi-layered and inefficient, and which operate arbitrarily and restrictively.
Hospitals, physicians, employers and patients must now negotiate with many, many insurance companies, HMO’s and other alliances, each of which is selective in choosing its physicians and other health care providers regardless of individual choice or convenience.
Each “third party” payer has it’s own payment plan and method, it’s own cost-sharing system, it’s own restrictions; each operates with a different set of rules, and each day there is a new merger which produces bigger and bigger alliances with more and more restrictions.
95.3%