Block · one region of the page, as the scanner read it. It may hold a whole story, part of one, several, or an advertisement; stitching blocks into articles is the next step. Text is supplied OCR.
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working on this immediately.
How much do you need? Each person’s life insurance needs are different. Some say five times your annual salary is a safe starting point, but the answer really does depend on your individual circumstances. A good place to begin your research' is www.selectquote.com.
Money,
money, money
First, get everything your company owes you: Check your vacation or paid time off against human-resources records; file any outstanding expense reports; read the fine print on exercising stock options. Even if you are lucky enough to receive a severance, do not delay checking into unemployment insurance benefits. Unemployment claims take a couple of weeks to process, so it’s important to ascertain your benefits as quickly as possible. The Virginia Employment Commission (www. vec.virginia.gov) is a good place to start. Do not make the mistake of not filing because of a perceived stigma. As a taxpayer, you have paid into this fund. Use it.
Remember the old adage, “Cash is king.” Make sure your emergency fund is easily accessible — three to six months is ideal. Scrutinize your expenses (do you really need that daily double-decaf, triple mocha Latteceino?); establish a budget and live within those means. You’ll want to stretch your severance pay, unemployment benefits and savings as long as possible. There are many free budget worksheets on the Internet. A good one can
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