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HOW MAY I PURCHASE THE NOTES? The Notes are sold by prospectus only. You may obtain a prospectus by mailing the coupon below or by calling any of the offices listed below. Purchases may be made by mail or in person at 38 Rouss Avenue, Winchester, Va. 22601. The prospectus is available at any of the subsidiaries of the Company: Farmers ft Merchants National Bank at any of its offices in Winchester, Berryville, Stephens City, Middletown, Front Royal ana Flint Hill, Virginia; Winchester Credit Corporation, Rouss Avenue, Winchester; Rouss Finance Company, 2210 Valley Avenue. Winchester and 104 East Main St., Front Royal, Virginia; Peoples Loans, Inc., Luray Shopping Center, Luray, Vo.
76.6%