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People getting social security checks who are under 72 all or part of 1978 and who have been working should take some time to check their records so that they do not receive any incorrect social security checks. Bruce A. Hundley, social security manager in Culpeper, said recently.
People 65 or over in 1978 can earn S4.000 and still receive all checks for the year, while people under 65 can earn S3.240 and receive all payments, Hundley said. These figures are called the annual exempt amount.
A person whose earnings exceed the annual exempt amount has $1 in benefits withheld for each S2 of earnings above the exempt amount. This withholding is made even though there may be some months in which the person does little or no work.
The only exception, Hundley said, is for the first year in which a person receives a monthly check. In that first year, benefits can be paid for months in which the person does little or no work regardless of the total yearly earnings. After the first year, withholding is based only on total annual earnings.
A person who estimated that he or she would earn less than the annual exempt amount in 1978 should make sure that their earnings are following the pattern they expected. If earnings are
73.5%