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Buying needless things” is shopping sin No. 3. Everything is valuable to someone, btft there may be things of no value to you. Maybe your weakness is gadgets. You see a gadget and just must have it, although you may never use it. Consider your needs carefully before you buy. The fourth shopping sin is “paying more than you need to”. Here are examples of how to avoid this sin.
When you buy on an installment plan, you pay more than when you use cash. If you have to use credit, find out exactly how much the final total cost will be. Shop for the best credit deal. For a major purchase, it may be more economical to borrow a lump sum from a bank or credit union.
Look for legitimate bargains. There are genuine sales on most
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