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Social Security
Benefits Accrue:\
While Working ;;
By BRUCE A. HUNDLEY Tt.
Social Security Manager. Culpeper
Reaching 65 years of age may be* a significant rung on life’s ladder? * but it doesn’t mean you have to re%, tire and begin collecting your Social" Security benefits. Many people* choose to extend their working life;* and when they delay their retire-' ment they are increasing the amounft£ of the benefit they will eventually^ receive. > -
People who continue working be-!V yond age 65 increase their Social Se-” cuntv benefit in the following ways:! £
Each additional year you workadds another year of earnings to* your Social Security record. Higher* life-time earnings result in higher* benefits. “
Your benefit is also permanently*increased-depending on your age-4 by a certain percentage when retire-" ment is delayed. For example, a per-* son born in 1928 would increase his.*" or her benefit by 4 percent each year worked beyond age 65.
Even though you delay your retirment, be sure to contact us to discuss applying for Medicare when you reach age 65. In some circumstances, your Medicare premium will be higher if you delay applying for the medical insurance.
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