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Tap into a valuable credit resource with a home equity line of credit from Rappahannock National Bank. Our special introductory offer gives you an interest rate of 3.50% *APR - that's V^% below prime and then we do even better. That low, low intro rate is good for 6 months after you open your new equity line. What happens then? After 6 months, your home equity line rate will be prime plus 0%. We will even pay your closing costs.** Let our low rate line of credit give you the convenience and financial flexibility you need to: • Consolidate high interest debts • Make home improvements • Buy a new car or make that important purchase You can just pay the interest or $50 each month, whichever is greater. We will provide you with free checks to access your line. Best of all. these rates and terms will save you substantial amounts in interest over time and the interest may be tax deductible. Always consult your tax advisor for details.
RNB
Rappahannock
National Bank www.rappahannockbank.com (54-0) 987-B3B4 • (B77) 652-1122 • This ofler is lor credit lines of *10,000 or more lor borrowers with a maximum combined loan to value ot 80% thal are not m default The introductory rale will be m effect for trie first six (6) months after your account is opened Upon expiration of the introductory rate all balances will accrue interest at the standard ’APR (Annual Percentage Rale) The lowest standard APR as ol 2/1/2004 was 4 00% as indexed to the The Wall Street Journal Prime Rale The rate is variable and the maximum APR is 24% This oiler is available to new equity line customers only Normal credit criteria apply "Bank will pay closing costs up lo *750 00 Property insurance is required This ofler is available only on primary and secondary, single-family residential real properly located in Virginia Rappahannock National Bank must be in a valid first or second lien position on the collateral Consult your lax advisor regarding the deductibility ot interest Ofler subiect to change at anytime Member FDIC _
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