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of federal regulations. “We have grown to the point where we have to file quarterty reports on an accrual rather than a cash basis,” ‘Mrs. Payne said. This means, she explained, that instead of counting the cash in the bank, reports have to be tabulated on what the bank owes and what is owed the bank, whether the money has been collected or not. “There was no way we could check records on each individual note, each individual savings account manually,” Mrs. Payne said, reporting that Rappahannock National now has betfrewi 1,500 and 2,000 checking accounts and 1,200 and 1,400 savings accounts.
Reaction to the move to computers has come mainly from customers. Comments have ranged from “I don’t want to be a number!” to “Do I have to make up my own deposit slip?”
“One individual closed his account because he didn’t want to go on a computer,” Mrs. Payne said. “Change is
85.9%