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Single-premium life insurance This investment offers the protection of life insurance with the advantages of tax-deferral. And a special death-benefit provision allows the money in the investment to pass quickly to beneficiaries, tax free.
These are life-insurance contracts that allow money to compound until you retire. Annuities have no set maturities, but they usually must be held one to 10 years to avoid early surrender charges. Fixed annuities guarantee a specific rate of return and are insured by insurance companies. The rate of return on variable annuities, on the other hand, is dependent upon the market and, therefore, is ^ subject to fluctuation.
Each of these investments has unique characteristics designed to meet different needs and goals, so you should examine your own situation to determine the most suitable course of action. If you're interested in beatings, the new budget plan, call Edward D. Jones & Co. today. ■
Annuities
94.9%