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Annuities:

Long-Term

Investments That

Are Worth

Waiting For

A comfortable retirement is your reward for a lifetime of hard work and careful planning. At Edward D. Jones & Co., we believe tliat annuities offer some of the best ways to build for your retirement — both in terms of safety and strong earnings.

The tax-deferred advantage

What makes these investments so attractive? Annuities offer tremendous tax advantages to long-term investors. They allow you to avoid paying any taxes on your earnings until you begin withdrawing them at retirement, when you can probably take advantage of a reduced tax rate. That means every dollar you earn can continue earning interest and compound taxdeferred. At first glance, other investments like CDs may appear to pay better returns than annuities, because , interest rates are higher.* But CDs . don't let you defer taxes on your Jeamings, so they provide far less

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