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their employers.
The rate of social security contributions, as well as the maximum amount of annual earnings subject to contributions, has been increased through the years to keep benefits in line with earnings, according to Mrs. Crumpton.
Men and women may begin collecting full monthly retirement benefits based on their own earnings record at 65-or an acturially reduced benefit at 62, Mrs. Crumpton said.
A retired man’s wife receives an amount equal to half of his benefit when she’s 65~or earlier if she has dependent children. She may also receive reduced benefits between 62 and 65 even if she has no dependent children.
A wife may collect social security on her own record if such benefits are higher than her benefit as a wife, she said.
For complete information about filing for benefits you may call our office in Winchester at 667-1511
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