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Jenkins Named
to Dean's List
Linda Christine Jenkins, the ; daughter of Khoa Jenkins and the • late Charles W. Jenkins of Sperryville, has been named to the Dean’s List of honor students at Hollins College in Roanoke for the spring semester.
To attain this distinction, students must earn at least a 3.4 average on a 4.0 grading scale. Miss Jenkins is a 1991 graduate of RCHS.
Real Estate
Eileen M. Day REALTOR
ESTIMATING CLOSING COSTS
When you buy a home, there are charges in addition to the down payment. These are called closing costs. They include the points you pay on your mortgage loan, state or local transfer taxes, title and homeowner's insurance, the title search, legal fees and other chaiges imposed by the lender. These charges may vary by state and county, but they can add up to a considerable sum.
Your Realtor can give you ' -information about the closing costs in your local area. When you apply for your mortgage loan, your lender is required to provide you with a good faith estimate of what your closing costs will be. This is usually very close to the actual amount since you will have a ratified contract with the price and terms of your new homes spelled out.
Finally, as your settlement day approaches, the attorney handling the paperwork will give you a final figure, and that will be the amount of the check you bring to the closing.
If there is anything we can do to help you in the field of real estate please stop in at EILEEN M. DAY, Realtor, the Clopton House, Washington, Va., 22747. Phone 6753033, We're here to help.
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