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Most people who retire at age 65 would like to have as few fixed payments to worry about as possible. This can include mortgage payments. If you are 50 years old and have a 30 year fixed mortgage, you may want” to rearrange it to have it paid off in 15 years instead of 30 so you will be free and clear of payments by age 65. Here’s how you can do it.
First, discuss it with your loan officer so he’ll know what you plan to do. The first month you would make your regular i principal and interest ( payment, plus the priori; pal only payment for the second month. In month two, you again pay one full month of principal
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