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No Closing Cost Thru April 15 Thanks to recent federal legislation, you can now deduct ail the interest paid on home equity loans of $100,000 or less.:: And with the government rapidly reducing the deductibility of other types of loans, a home equity loan makes even more sense. Use the money for a vacation. An addition to the house. A mountain cabin. Anything you’ve dreamed of. The interest rate you pay is lower than most other personal loans - just 1 VfA above our commercial business rate. The rate, as you may know, can change from month to month. Just stop by any of our locations and ask for ;in application. A home equity loan ^ ^ from Farmers and Merchants will not only help finance your dreams - it am make your taxes less taxing. Farmers and Merchants National Bank Mem^rac MAIN OFFICE WINCHESTER VIRGINIA . BERRYVILLE • FLINT HILL • FRONT ROYAL • MIDDLETOWN • MOUNT JACKSON • NEW MARKET • STEPHENS CITY • WOODSTOCK APPLE COUNTRY’S HOME GROWN BANK ,CTh • l.iun amount must nut exited fair Market value ut the houv minus the first nmrtfriKr b.il.uue I' "u refinanced your first morlKaKc after October 13. IHH7, certain restrictions apply. Contact your tax advisor
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