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Beginning October 3, continuing through November 30—
SPECIAL i RATES on f
NEW CARS In All F & M Installment Loan Departments THREE YEAR FINANCING
8.41% ANNUAL PERCENTAGE RATE for 36 Monthly Payments FOUR YEAR FINANCING
8.80% ANNUAL PERCENTAGE RATE for 48 Monthly Payments Amount Financed Amount of Monthly Payment TOTAL of 36 Payments $3,000 | $94.50 | $3,404.00 $4,000 | 126.11 I 4,539.96 $5,000 I 157.63 I 5,674.68 $6,000 I 109.15 I 6,009.40
$7,000 | 220.68 | 7,944.40 Amount Financed Amount of Monthly Payments TOTAL of 48 Payments $3,000 | $74.37 | $3,569.76 $4,000 | 99.16 I 4,759.68 $5,000 I 123.95 I 5,949.60 $6,000 1 148.74 | 7,139.52
$7,000 | 173.53 | 8,329.44
Don't Be Footed! When You Shop for a New Car—
Check the Annual Percentage Rate! If you find an Annual Percentage Rate lower than these, come in and let us know.
LOWER ANNUAL INTEREST RATES
MEAN LOWER MONTHLY PAYMENTS
Farmers and Merchants
National Elank Memberfdic BERRYVILLE • FLINT HILL • FRONT ROYAL • MIDDLETOWN • STEPHENS CITY • MAIN OFFICE WINCHESTER. VIRGINIA IN APPLE COUNTRY, WE RE THE BIG APPLE IN BANKING
82.1%