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In most states a mechanics lien on your property may be imposed to ensure that workmen, contractors, and suppliers will be paid for their work and materials. If the bill isn’t paid, procedures may actually begin to sell your house in order to collect.
Some states are modifying this kind of lien on the home, but it is crucial to know your local laws. Usually such problems arise when a contractor has subcontracted part of the work and then does not pay up. You may not even be aware of the arrangements, yet suddenly you're hit with a lien. To protect yourself in advance, do not sign any work completion certificate until you get
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