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You also get a low interest rate and no closing costs. The 1-2-3 Equity Line is an affordable alternative for your financing needs.* And, in many cases, the interest is tax deductible.** See any F&M Bank-Winchester loan officer or call our Instant Loan Line today at 1-800-903-5399. The 1 -2-3 Equity Line from F&M Bank-Winchester. It's as easy as 1-2-3. • variable rate based on Prime Rale as listed in the Wall Street Journal The maximum APR is 18% For no closing costs loan must exceed $10,000 and be active for minimum 24 months ** Consult your tax advisor

84.8%