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computers and a telephone modem to dial in from home or any site where they have access to a computer.
The services are available seven days a week, 24 hours a day.
Transactions are executed and confirmed quickly. Processing time is comparable to that of an ATM transaction.
There is a fairly broad range of banking transactions available via these services.
Just as with any new way of doing something, there are significant disadvantages as well.
The most obvious would be a huge learning curve for someone who is not comfortable using a computer.
Also, there is a substantial amount of time invested initially to setup online banking. The data entry is necessary to build your financial portfolio so that it may be managed on the fly. Online bill payment is an example of an effort that requires a significant preparation time.
Also, if you decide to switch banks you will need to re-enter your data, based on the requirements of your new bank.
The online banking ser
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