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The clipping this text was read from

A person can deal with any financial institution he or she chooses, including a commercial bank, savings bank, savings and loan association. Federal or State credit union, or similar institution.

Since banking practices vary, a person should find out how the financial institution handles direct deposits, whether a statement is sent, about any service charge, minimum deposits, interest rates, and special services provided.

To arrange direct deposit, a person should complete a form, SF-II99, available at the financial institution. A monthly benefit check shows all the information necessary.

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