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It is important for people who plan to apply for Social Security benefits to do so 2 or 3 months before they want benefits to begin, or, at least as soon as possible after they become eligible, according to Bruce Hundley, Social Security manager in Culpeper.
This is because payments for months before the month the application is made are limited by law. The general rules are:
—Workers 65 and over, widows. widowers. and parents 62 and over—Back payments are limited to no more than 6 months, but
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