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Based on 22 year life, including survivor benefits Federal regulations require substantial penalties tor early withdrawal ot individual Retirement accounts
14.30%
13.693%
14.208% Fixed rate for 30 months compounded con tinuously. Fixed rate for 18 months, compounded quarterly. Variable rata for 18 months, rata changes monthly by last available Money Market Certificate rate of previous month, plus 1/4%
IRST FEDERAL SAVINGS
ANDLOAN ASSOCIATION
1 S. Royal Ave. 2800 Valley Ave.
Front Royal, Va. Winchester, Va. (703) 635-4112 (703) 662-6900 *300
76.0%