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allegedly at a bank, asking a bunch of questions, and they then asked for his social security number.
He was smart enough to start asking some questions of his own, and the guy hung up. The caller was probably fishing for information to use or sell for fraudulent purposes. You really have to be careful.
Let me tell you a short disaster story about identity theft, and how it plagues you for a long time.
I retired from the federal government about five years ago. At the time, there were a lot of people leaving the agency where I worked, and the personnel department hired some outside contractors to process the ton of paperwork that is required when you retire.
Apparently, during that process, someone copied or stole my social security number, date of birth, and other vital information. They used it to request new credit cards in my name from a lot of credit card companies. Those companies then checked my credit rating, and found it to be pretty good, and immediately issued credit,cards with a fairly high dollar limit. The nightmare begins
The thief took these new credit cards, went to the nearest ATM machine and made maximum cash withdrawals.
I knew nothing about this for several months. Then, a lending institution in Delaware called me one day at home.
They wanted to know if I had applied for a credit card with them. I told them no. The caller said, “That’s what I figured.” And, then, she advised
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