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a list of back-to-school budgeting tips for adults and children alike.
Needs vs. wants. A lot of kids (and many adults too) can’t differentiate between “need to have” and “want to have” - a $25 pair of gym sneakers versus the latest $95 running shoes. While you’re mapping out the budget with your kids, take the opportunity to discuss the difference between these two extremes; it’s far better to have this conversation at home than in a crowded department store, and believe me, it won’t be the last time this issue comes up.
Share the cost. When you’re having the wants vs. needs discussion, here’s a compromise you may be able to live with: Say you’ll pay for the basic item and they
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