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If you are buying a condominium, you will need two policies: one purchased for the entire complex, where you pay your prorated share of premiums through your monthly maintenance fees, and one as coverage for your own unit and its possessions.
Fire protection usually goes along with the homeowner’s coverage. Earthquake and flood coverage (if available) are normally separate [ provisions at additional premiums.
If there is anything we can do to [help you in the field of real estate [please drop in at EILEEN M. DAY, ^Realtor, The Clopton House, Washington, Va. 22747. Phone: 6753033. We’re here to help.
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