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Adjustable-rate mortgage* (ARMs) represent about a quarter of the mortgage market. That's somewhat less than a few years ago when interest rates were about twice what they are today.
Sandpaper is less likely to crack if you dampen the paper backing and wrap it around a block of wood. Staple the ends in place.
Researchers at Purdue University designed an energy-efficient house with eBra-thick insulation, an air-infiltration barrier and a super-efficient furnace. It costs about $7,000 more than an ordinary home, but was expected to save $28,000 over 20 years in energy costs.
Polyurethane is a tough coating for wood floors, but the finish will wear away in high-traffic areas unless it is waxed now and then. Waxing and buffing hide scratches, too.
Why do it yourself? It doesn't cost any more to have our real estate professionals help you find the justright home for your family. Come see us at
HOMESTEAD
PROPERTIES
of Front Royal, Inc.
505 S. Royal Ave.
Front Royal. Va. 22630
(703) 635-7157
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