Block · one region of the page, as the scanner read it. It may hold a whole story, part of one, several, or an advertisement; stitching blocks into articles is the next step. Text is supplied OCR.
Page 7 · column 4 of 6 · from the scan, no model involved

equity credit line for regular purchases such as major appliances and everyday living expenses,” said Elaine D. Scott, Virginia Cooperative Extension specialist. They are paying about 11 or 12 percent interest on the home equity credit lines.
“The hazard in using the home equity line of credit comes if there is a financial emergency, such as loss of a job, and the person couldn’t pay the bill. Then the creditors could take the house to pay the bill.”
88.5%