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By BRUCE A. HUNDLEY
Social Security Vlanager
You can get help planning your retirement finances in the privacy of your own home or office if you have a computer and can access Internet. One of the most important pieces of your planning will be to find out how much you can expect to receive in Social Security benefits when you retire. Other questions ypu can find answers to on Internet include how other retirement income may affect yoifr Social Security benefits, how much you can earn while receiving benefits, and how the timing of your retirement may qffect your benefits.
You can get benefit information by asking Social Security for a Personal Earnings and Benefit Estimate Statement (PEBES), which will give you an estimate of the retirement benefits you would receive at age 62 and age 65, as well as estimates of the benefits you and your family can expect to receive if your should become disabled or die before you retire. The statement will also give you a year-byyear display of the earnings your employers (or you, if you're selfemployed) have reported to Social Security over the years.
To use your computer to get a PEBES, simply access Internet at the address http://www.ssa.gov. and print our a SSA Form-7004 (the PEBES request form). Complete and mail the form to Social Security and you’ll receive the PEBES in four to six weeks. You will need free Adobe Acrobat Reader software on your
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